209 High St, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 209 High St, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,538 sqft · built 1930
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$434,000 (Sep 2020)
Tax Bill	$7,315 (2026)
Deeds & Mortgages	May 2021 Refinance Sep 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:20D B:0038 L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:20D B:0038 L:0`
Alternative APN	`618`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,538 sqft Living Area
Gross Area	3,547 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,174 sqft (1.06 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	618
Street Address	209 HIGH ST
City	IPSWICH
State	MA
Zip	01938-1240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Block	38
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	1
Census Block	1015
Census Tract	223300

Owner

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 HIGH ST, IPSWICH, MA 01938-1240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Sep 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Sep 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 28, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Deed Book / Page	38988 / 438
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	38990-444
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	209 HIGH ST, IPSWICH, MA 01938-1240
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039834-542
Date	May 3, 2021
Book Page	39834/542
Instrument	20210503003120

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	209 HIGH ST, IPSWICH, MA 01938-1240
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041217-458
Date	Sep 29, 2022
Book Page	41217/458

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Sep 29, 2020
Property Address	209 HIGH ST, IPSWICH, MA 01938-1240
Document Number	38990-444
Book / Page	038990 / 000444
Instrument Date	Sep 25, 2020
Instrument	29000340
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 HIGH ST IPSWICH MA 019381240, IPSWICH, MA 01938-1240

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Sep 28, 2020
Property Address	209 HIGH ST, IPSWICH, MA 01938-1240
Document Number	38988-438
Book / Page	38988 / 438
Instrument Date	Sep 25, 2020
Instrument	20200928004960
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 HIGH ST, IPSWICH, MA 01938-1240

Mortgage

Document Number	200928004970
Date	Sep 28, 2020
Instrument	200928004970

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,315.00 (+0.45%)	$678,600 (+3.9%) Land $392,400 Building $286,200	$730,142 (+32.15%)
2025	$7,282.00 (+5.09%)	$653,100 (+7.26%) Land $369,300 Building $283,800	$552,520
2024	$6,929.00 (+8.62%)	$608,900 (+16.74%) Land $371,200 Building $237,700
2023	$6,379.00	$521,600 Land $305,800 Building $215,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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