James City County property record for 209 Heritage Pointe, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,213 sqft · built 2002 |
| Lot Size | 0.512 acres (22,346 sqft) |
| Owner | Individual Name on File |
| Last Sale | $686,000 (Jun 2021) |
| Tax Bill | $6,457 (2019) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-1 11-0-0046 |
| Primary APN | 38-1 11-0-0046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 4,213 sqft Living Area |
| Gross Area | 4,870 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 22,346 sqft (0.512 acres) |
| Garage Type | Attached |
| Garage Area | 657 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 298 sqft |
| Deck Area | 122 sqft |
| Patio Area | 122 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 22149 |
|---|---|
| Street Address | 209 HERITAGE POINTE |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-8006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDENTIAL PLANNED CO |
| Legal Description | L-46 S-16 FORD'S COLONY |
| Legal Subdivision | FORDS COLONY |
| Legal Lot Number | 46 S |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | JAMESTOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 80209 |
209 Heritage Pointe is owned and occupied by an individual who bought it in June 2021.
Source: James City County records, as of October 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 209 HERITAGE POINTE, WILLIAMSBURG, VA 23188-8006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2021 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L |
| Jun 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOME PT FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2021 · Amount on File |
| Deed Sale | Jun 3, 2021 · Amount on File |
| Prior Sale | Jun 5, 2019 · Amount on File |
| Deed Document Number | 210011249 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jun 3, 2021 |
| Property Address | 209 HERITAGE POINTE, WILLIAMSBURG, VA 23188-8006 |
| Document Number | 210011249 |
| Instrument Date | May 25, 2021 |
| Instrument | 210011249 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | LYTLE TITLE AND ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 HERITAGE POINTE, WILLIAMSBURG, VA 23188-8006 |
| Investor | Possibly a Property Investor |
| Document Number | 210011250 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 210011250 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 209 HERITAGE POINTE, WILLIAMSBURG, VA 23188-8006 |
| Document Number | 0000011097 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 209 HERITAGE POINTE WILLIAMSBURG VA 231888006, WILLIAMSBURG, VA 23188-8006 |
| Document Number | 0000011097 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 11097 |
| Name | HOME PT FIN'L |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jun 5, 2019 |
| Property Address | 209 HERITAGE POINTE, WILLIAMSBURG, VA 23188-8006 |
| Document Number | 0000008182 |
| Instrument Date | May 28, 2019 |
| Instrument | 8182 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 HERITAGE POINTE WILLIAMSBURG VA 231888006, WILLIAMSBURG, VA 23188-8006 |
| Document Number | 8183 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 8183 |
| Name | HOME PT FIN'L |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $830,300 Land $145,400 Building $684,900 | $830,300 Land $145,400 Building $684,900 | |
| 2023 | $718,300 Land $118,400 Building $599,900 | $718,300 Land $118,400 Building $599,900 | |
| 2019 | $6,457.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 Heritage Pointe in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 Heritage Pointe is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Glo Fiber, Verizon.
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