209 Heritage Ln, Morganton, NC 28655 Property Records

Burke County property record for 209 Heritage Ln, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,562 sqft · built 1991
Lot Size0.49 acres (21,344 sqft)
OwnerIndividual Name on Record
Last Sale$299,000 (Aug 2018)
Tax Bill$2,218 (2026)
Deeds & MortgagesApr 2021 Mortgage
Jun 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN2713136049

Property Details

APN / Parcel Number

Primary APN2713136049
Alternative APN
  • 35622

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,562 sqft Living Area
1st Floor Area1,288 sqft
Basement Area1,274 sqft
Unfinished Basement1,274 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area21,344 sqft (0.49 acres)
PorchSlab
Deck Area288 sqft
Patio Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address209 HERITAGE LN
CityMORGANTON
StateNC
Zip28655-8172
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOW INTENS
Legal Description209 HERITAGE LN MORGANTON, NC 28655
Legal SubdivisionHERITAGE PARK SUBDIVISION
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group1
Census Block1015
Census Tract20802

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address209 HERITAGE LN, MORGANTON, NC 28655-8172
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK
Jun 1, 2021Deed of Trust, Mortgage · Line of Credit
TD BANK NA
May 14, 2019Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Aug 16, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2018 · Amount on Record
Deed SaleAug 16, 2018 · Amount on Record
Deed Document Number20182017019022
Deed Book / Page2361 / 916
Prior Transfer DateMar 3, 2011
Prior Transfer Doc0019510022
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address209 HERITAGE LN, MORGANTON, NC 28655-8172
Transaction TypeMortgage
Record UpdatedOct 20, 2021
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025310824
DateApr 7, 2021
Book Page2531/824
Instrument2021003884
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37064
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address209 HERITAGE LN, MORGANTON, NC 28655-8172
Transaction TypeMortgage
Record UpdatedOct 20, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025440384
DateJun 1, 2021
Book Page2544/384
Instrument2021006318
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 28, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address209 HERITAGE LN, MORGANTON, NC 28655-8172
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK PITTSBURGH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024020749
DateMay 14, 2019
Book Page2402/0749
Instrument2017027758
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 3, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateAug 16, 2018
Property Address209 HERITAGE LN, MORGANTON, NC 28655-8172
Document Number0023610916
Book / Page002361 / 000916
Instrument DateAug 13, 2018
Instrument19022
Transaction TypeTransfer
Record UpdatedSep 12, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$598.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address209 HERITAGE LN MORGANTON NC 286558172, MORGANTON, NC 28655-8172

Mortgage

Document Number23610919
DateAug 16, 2018
Book Page002361/000919
Instrument19023
Lender
NameFIRST CHOICE LN SVCS
TypeFunding / Finance Company
AddressEAST BRUNSWICK, NJ 08816
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 15, 2033

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,218.00 (+0.23%)$381,365 (-) Land $36,750 Building $344,615$381,365 (-) Land $36,750 Building $344,615
2025$2,213.00 (-0.45%)$381,365 (-) Land $36,750 Building $344,615$381,365 (-) Land $36,750 Building $344,615
2023$2,223.00$381,365 Land $36,750 Building $344,615$381,365 Land $36,750 Building $344,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Compas X-Stream
Cable
1,000 / 50
AT&T
DSL
100 / 20

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