209 Haverhill Rd, Joppa, MD 21085 Property Records

Harford County property record for 209 Haverhill Rd, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,159 sqft · built 1971
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on File
Last Sale	$161,000 (Sep 2019)
Tax Bill	$1,932 (2026)
Deeds & Mortgages	May 2026 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-132202`

Property Details

APN / Parcel Number

Primary APN	`01-132202`
Alternative APNs	`1132202` `132202`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,159 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	132202
Street Address	209 HAVERHILL RD
City	JOPPA
State	MD
Zip	21085-4735
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LT 98 BK 71 40X120 209 HAVERHILL ROAD JOPPATOWNE S6 P 23/82
Legal Subdivision	JOPPATOWNE
Legal Block	71
Legal Lot Number	98
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301402

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	209 HAVERHILL RD, JOPPA, MD 21085-4735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 20, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST HOME MORTGAGE CORP
Sep 9, 2019	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on File
Deed Sale	Sep 9, 2019 · Amount on File
Prior Sale	Nov 14, 2016 · Amount on File
Deed Book / Page	13433 / 204
Prior Transfer Date	Oct 14, 2016
Prior Transfer Doc	0120860181
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	May 15, 2026
Property Address	209 HAVERHILL RD, JOPPA, MD 21085-4735
Document Number	0171260243
Book / Page	17126 / 243
Instrument Date	Apr 16, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	209 HAVERHILL RD, JOPPA, MD 21085-4735

Mortgage

Document Number	1712000243,
Date	May 15, 2026
Book Page	17126/243

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	280 Months
Due	Sep 1, 2049

Interest

Rate	6.22%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	209 HAVERHILL RD, JOPPA, MD 21085-4735
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0136050232
Date	Dec 20, 2019
Book Page	13605/0232

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2049

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 9, 2019
Property Address	209 HAVERHILL RD, JOPPA, MD 21085-4735
Document Number	0134330204
Book / Page	13433 / 0204
Map Reference	MB 23 FO 82
Instrument Date	Aug 30, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MASTERS TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	209 HAVERHILL RD, JOPPA, MD 21085-4735

Mortgage

Document Number	0013433210
Date	Sep 9, 2019
Instrument	13433/210

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,932.00 (+10.34%)	$177,300 (+4.91%)	$185,600 (-) Land $55,000 Building $130,600
2025	$1,751.00 (+7.42%)	$169,000 (+8.94%)	$185,600 (+15.49%) Land $55,000 Building $130,600
2023		$155,133	$160,700 Land $55,000 Building $105,700
2022	$1,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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