209 Hardin Cir, Grover, NC 28073 Property Records

Cleveland County property record for 209 Hardin Cir, Grover, NC 28073

Property Summary

Property Type	Single Family Home
Details	1,066 sqft · built 1944
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Tax Bill	$843 (2026)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1202572`

Property Details

APN / Parcel Number

Primary APN	`1202572`
Alternative APN	`6633`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,066 sqft Finished Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	69,696 sqft (1.6 acres)
Lot Dimensions	348 ft deep x 200 ft wide
Porch	Slab
Porch Area	208 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1202572
Street Address	209 HARDIN CIR
City	GROVER
State	NC
Zip	28073-9566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	1.6 AC HARDIN CIRCLE
Legal Subdivision	HARDIN CIRCLE
Legal Block	1
Legal Lot Number	8
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1024
Census Tract	950604

Owner

209 Hardin Cir is owned and occupied by an individual.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	209 HARDIN CIR, GROVER, NC 28073-9566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	209 HARDIN CIR, GROVER, NC 28073-9566
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018780087
Date	Jul 19, 2022
Book Page	1878/87
Instrument	200075823

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 209 Hardin Cir was $843, up 7.8% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Grover Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$843.00 (+7.8%)	$75,600 (-) Land $24,990 Building $50,610	$75,600 (-) Land $24,990 Building $50,610
2025	$782.00	$75,600 Land $24,990 Building $50,610	$75,600 Land $24,990 Building $50,610
2023		$49,116 Land $21,420 Building $27,696	$49,116 Land $21,420 Building $27,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Hardin Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Hardin Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GROVER serves 805 people · EPA ID NC0123030
Water Source	Purchased surface water from TOWN OF KINGS MOUNTAIN
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20