209 Gregory Pl, Cheney, WA 99004 Property Records

Spokane County property record for 209 Gregory Pl, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,807 sqft · built 1972
Lot Size	0.212 acres (9,240 sqft)
Owner	2 Individual Names on File
Last Sale	$147,000 (Aug 2015)
Tax Bill	$3,895 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13143.0603`

Property Details

APN / Parcel Number

Primary APN	`13143.0603`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,807 sqft Living Area
Gross Area	2,287 sqft
1st Floor Area	919 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	120 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	3 Parking Spaces
Deck Area	72 sqft
Patio Area	60 sqft
Canopy	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	209 GREGORY PL
City	CHENEY
State	WA
Zip	99004-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CALDWELL SECOND ADD L3 B2
Legal Range	41E
Legal Township	23N
Legal Section	14
Legal Subdivision	CALDWELL SECOND ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	2
Census Block	2008
Census Tract	14002

Owner

209 Gregory Pl is owned and occupied by two individuals who bought it in August 2015.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 GREGORY PL, CHENEY, WA 99004-1134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 22, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Jun 22, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 5, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2015 · Amount on File
Deed Sale	Aug 21, 2015 · Amount on File
Prior Sale	Apr 21, 2008 · Amount on File
Deed Document Number	20156428377
Prior Transfer Date	Apr 16, 2008
Prior Transfer Doc	0005665887
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	209 GREGORY PL, CHENEY, WA 99004-1134
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 GREGORY PL, CHENEY, WA 99004-1134

Mortgage

Document Number	0007214834
Date	Jun 13, 2022
Instrument	7214834

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2050

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	209 GREGORY PL, CHENEY, WA 99004-1134
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 GREGORY PL, CHENEY, WA 99004-1134

Mortgage

Document Number	0007312581
Date	Oct 10, 2023
Instrument	7312581

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	321 Months
Due	Jul 1, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	209 GREGORY PL, CHENEY, WA 99004-1134
Document Number	0006975293
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 GREGORY PL CHENEY WA 990041134, CHENEY, WA 99004-1134

Mortgage

Document Number	0006975293
Date	Sep 30, 2020
Instrument	6975293

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2050

Interest

Rate	3.75%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	209 GREGORY PL, CHENEY, WA 99004-1134
Document Number	0006944309
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 GREGORY PL CHENEY WA 990041134, CHENEY, WA 99004-1134

Mortgage

Document Number	0006944309
Date	Jul 20, 2020
Instrument	6944309

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	209 GREGORY PL, CHENEY, WA 99004-1134
Document Number	0006690622
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 GREGORY PL CHENEY WA 990041134, CHENEY, WA 99004-1134

Mortgage

Document Number	0006690622
Date	Mar 14, 2018
Instrument	6690622

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 13, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 209 Gregory Pl was $3,895, up 2.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,895.00 (+2.47%)	$364,400 Land $80,000 Building $284,400	$364,400 Land $80,000 Building $284,400
2025	$3,801.00
2024		$326,400 (+29.52%) Land $75,000 Building $251,400	$326,400 (+29.52%) Land $75,000 Building $251,400
2023	$2,735.00 (-2.08%)	$252,000 Land $40,000 Building $212,000	$252,000 Land $40,000 Building $212,000
2022	$2,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Gregory Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Gregory Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20

May also be available: DCI.

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