209 Green Leaf Dr, Cross Junction, VA 22625 Property Records

Frederick County property record for 209 Green Leaf Dr, Cross Junction, VA 22625

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,448 sqft · built 1992
Lot Size	0.98 acres (42,712 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Nov 2019)
Tax Bill	$2,190 (2026)
Deeds & Mortgages	Dec 2021 Refinance Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A088A-10-174`

Property Details

APN / Parcel Number

Primary APN	`18A088A-10-174`
Alternative APN	`8003020`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
Gross Area	3,956 sqft
1st Floor Area	1,402 sqft
Basement Area	1,402 sqft
Finished Basement	1,402 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2013
Architectural Style	Split Level
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,712 sqft (0.98 acres)
Terrain	Wooded
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8003020
Street Address	209 GREEN LEAF DR
City	CROSS JUNCTION
State	VA
Zip	22625-2563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LAKE HOLIDAY EST.L174 P10 S.8A
Legal Subdivision	LAKE HOLIDAY
Legal Phase	10
Legal Lot Number	174
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	4
Census Block	4016
Census Tract	50300

Owner

209 Green Leaf Dr is owned and occupied by an individual who bought it in November 2019.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	209 GREEN LEAF DR, CROSS JUNCTION, VA 22625-2563
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE OF AMERICA MORTGAGE LLC
Nov 21, 2019	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Mar 15, 2004 · Amount on File
Deed Document Number	201912616
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	209 GREEN LEAF DR, CROSS JUNCTION, VA 22625-2563
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020264
Date	Dec 3, 2021
Instrument	210020264

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Nov 21, 2019
Property Address	209 GREEN LEAF DR, CROSS JUNCTION, VA 22625-2563
Document Number	0000012616
Instrument Date	Nov 18, 2019
Instrument	190012616
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 GREEN LEAF DR, CROSS JUNCTION, VA 22625-2563

Mortgage

Document Number	0000012617
Date	Nov 21, 2019
Instrument	190012617

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 209 Green Leaf Dr was $2,190, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,190.00 (+10.44%)	$413,200 Land $58,000 Building $355,200	$413,200 Land $58,000 Building $355,200
2025	$1,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Green Leaf Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Green Leaf Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Green Leaf Dr

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