209 Grace St, Petoskey, MI 49770 Property Records

Emmet County property record for 209 Grace St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Company Names on Record
Last Sale	$155,000 (Nov 2023)
Tax Bill	$2,570 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-202-046`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-202-046`

Exterior

Fire Resistance	Fireproof Steel Frame
Lot Area	2,178 sqft (0.05 acres)
Lot Width	43 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 GRACE ST
City	PETOSKEY
State	MI
Zip	49770-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP RM-2
Legal Description	THE VILLAGE OF WACHTEL QUINLAN & MC CARTY'S ADD. LOT 32 EXC THE E 76' THEREOF. SECTION 6, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	VILLAGE OF WACHTEL QUINLAN & M
Legal Lot Number	32
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3004
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	209 GRACE ST, PETOSKEY, MI 49770-2301
Owner Type	Company
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Quit Claim Deed, Transfer MERCANTILE BANK
Nov 9, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Prior Sale	Sep 16, 2009 · Amount on Record
Deed Document Number	20235208979
Deed Book / Page	1255 / 989
Last Transfer Date	Jun 30, 2026
Transfer Doc	0005229454
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jul 15, 2026
Property Address	209 GRACE ST, PETOSKEY, MI 49770-2301
Document Number	0005229454
Book / Page	1276 / 400
Instrument Date	Jun 30, 2026
Instrument	20265229454
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	209 GRACE ST, PETOSKEY, MI 49770-2301

Mortgage

Document Number	0005229453,
Date	Jul 15, 2026
Book Page	1276/399
Instrument	20265229453

Lender

Name	MERCANTILE BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 9, 2023
Property Address	209 GRACE ST, PETOSKEY, MI 49770-2301
Document Number	001255/989
Book / Page	1255 / 989
Instrument Date	Nov 1, 2023
Instrument	5208979
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 GRACE ST, PETOSKEY, MI 49770-2301

Mortgage

Document Number	0005208980
Date	Nov 9, 2023
Instrument	5208980

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,200 (+15.46%) Land $67,200	$134,400 (+15.46%) Land $134,400
2025		$58,200 (+35.35%) Land $58,200	$116,400 (+35.35%) Land $116,400
2024	$2,570.00
2023		$43,000 Land $43,000	$86,000 Land $86,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Grace St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures