209 Ginger Rd, Wilmington, NC 28405 Property Records

New Hanover County property record for 209 Ginger Rd, Wilmington, NC 28405

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,716 sqft · built 1971
Lot Size	0.353 acres (15,377 sqft)
Owner	Individual Name on Record
Last Sale	$385,500 (Apr 2022)
Tax Bill	$2,648 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R05014-005-008-000`

Property Details

APN / Parcel Number

Primary APN	`R05014-005-008-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Raised Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	15,377 sqft (0.353 acres)
Terrain	Low
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	209 GINGER RD
City	WILMINGTON
State	NC
Zip	28405-3819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESIDENTIAL DISTRICT
Legal Description	LOT 218 SEC 8 LONG LEAF ACRES
Legal Subdivision	WINDMERE SEC 8
Legal Block	5
Legal Lot Number	218
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1011
Census Tract	11701

Owner

Source: New Hanover County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	209 GINGER RD, WILMINGTON, NC 28405-3819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Deed Document Number	639993
Deed Book / Page	6555 / 173
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 8, 2022
Property Address	209 GINGER RD, WILMINGTON, NC 28405-3819
Document Number	00655500173
Book / Page	6555 / 173
Map Reference	MB 11 PG 18
Instrument Date	Mar 28, 2022
Instrument	2022013776
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$771.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 N 4TH ST, 319, WILMINGTON, NC 28401-4180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 GINGER RD, WILMINGTON, NC 28405-3819

Mortgage

Document Number	2022013777
Date	Apr 8, 2022
Instrument	2022013777

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,648.00 (+8.7%)	$450,100 (+60.69%) Land $196,900 Building $253,200	$450,100 (+60.69%) Land $196,900 Building $253,200
2024	$2,436.00 (+2.96%)
2023	$2,366.00 (-0.59%)	$280,100 Land $114,600 Building $165,500	$280,100 Land $114,600 Building $165,500
2022	$2,380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	7 (1999–2019)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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