209 Garfield St, Mc Gregor, TX 76657 Property Records

McLennan County property record for 209 Garfield St, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,320 sqft · built 2019
Lot Size	0.137 acres (5,998 sqft)
Owner	Individual Name on Record
Tax Bill	$6,644 (2024)
Deeds & Mortgages	Dec 2020 Loan Modification Jun 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`341340000051001`

Property Details

APN / Parcel Number

Primary APN	`341340000051001`
Alternative APNs	`3413400000510010101` `137418`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,320 sqft Living Area
1st Floor Area	1,160 sqft
2nd Floor Area	1,160 sqft
Flooring	Carpet

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,998 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	609 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	137418
Old Parcel Number	3413400000510010101
Street Address	209 GARFIELD ST
City	MCGREGOR
State	TX
Zip	76657-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MCGREGOR OT LOT 15 BLOCK 10 ACRES .1377
Legal Subdivision	MCGREGOR OT
Legal Block	10
Legal Lot Number	15
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	1
Census Block	1037
Census Tract	3901

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 E 7TH ST, MCGREGOR, TX 76657-2119
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Loan Modification, Mortgage FIRST NAT'L BK/MCGREGOR
Jun 8, 2020	Loan Modification, Mortgage FIRST NAT'L BK
May 10, 2019	Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR
Jan 10, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2019
Deed Sale	Jan 10, 2019
Deed Document Number	2019001042
Record Updated	Jun 7, 2026

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	209 GARFIELD ST, MC GREGOR, TX 76657-1710
Document Number	0000044334
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 E 7TH ST MC GREGOR TX 766572119, MC GREGOR, TX 76657-2119

Mortgage

Document Number	0000044334
Date	Dec 14, 2020
Instrument	44334

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	209 GARFIELD ST, MC GREGOR, TX 76657-1710
Document Number	0000019367
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E 7TH ST MC GREGOR TX 766572119, MC GREGOR, TX 76657-2119

Mortgage

Document Number	0000019367
Date	Jun 15, 2020
Instrument	19367

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Term	12 Months
Due	Jun 14, 2021

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	209 GARFIELD ST, MC GREGOR, TX 76657-1710
Document Number	0000017065
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	109 E 7TH ST MC GREGOR TX 766572119, MC GREGOR, TX 76657-2119

Mortgage

Document Number	0000017065
Date	May 24, 2019
Instrument	17065

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 10, 2019
Property Address	209 GARFIELD ST, MC GREGOR, TX 76657-1710
Document Number	0000001042
Instrument Date	Jan 10, 2019
Instrument	1042
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E 7TH ST MC GREGOR TX 766572119, MC GREGOR, TX 76657-2119

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	McGregor City
Unified School District	McGregor Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$365,010 (+7.68%) Land $24,840 Building $340,170	$365,010 (+7.68%) Land $24,840 Building $340,170
2024	$6,644.00 (+4.43%)
2023		$338,990 Land $9,960 Building $329,030	$338,990 Land $9,960 Building $329,030
2022	$6,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCGREGOR serves 6,037 people · EPA ID TX1550004
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	1,500 / 1,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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