Sanders County property record for 209 Garber St, Plains, MT 59859
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,180 sqft · built 1968 |
| Lot Size | 0.422 acres (18,382 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $254,500 (Nov 2021) |
| Tax Bill | $175 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R35880 |
| Primary APN | R35880 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,180 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| Basement Area | 312 sqft |
| Finished Basement | 312 sqft |
| Family Room | Family Room |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 18,382 sqft (0.422 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 36 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Wood |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000000320 |
|---|---|
| Street Address | 209 GARBER ST |
| City | PLAINS |
| State | MT |
| Zip | 59859-7756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCGOWAN SECOND ADD (PLAINS), S26, T20 N, R26 W, BLOCK O, COS 1773 PLAT B PAR B |
| Legal Range | 26W |
| Legal Township | 20N |
| Legal Section | 26 |
| Legal Subdivision | MCGOWAN SECOND ADD (PLAINS) |
| Legal Block | O |
| Legal Lot Number | B |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | PLAINS |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 100 |
Source: Sanders County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 741, PLAINS, MT 59859-0741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL |
| Nov 23, 2021 | Warranty Deed, Transfer · VA Mortgage MANN MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on Record |
| Deed Sale | Nov 23, 2021 · Amount on Record |
| Deed Document Number | 2021324002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | Jul 8, 2026 |
| Property Address | 209 GARBER ST, PLAINS, MT 59859-7756 |
| Document Number | 0000340765 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 2026340765 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 209 GARBER ST, PLAINS, MT 59859-7756 |
| Document Number | 0000340765, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 2026340765 |
| Name | VILLAGE CAPITAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | Nov 23, 2021 |
| Property Address | 209 GARBER ST, PLAINS, MT 59859-7756 |
| Document Number | 0000324002 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 324002 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | CLARK FORK TITLE INC, CLARK FORK TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 BENSON LN, 3, PLAINS, MT 59859-9253 |
| Name | Verified Name |
|---|---|
| Address | 7691 YORKSHIRE AVE, STANTON, CA 90680-3544 |
| Document Number | 0000324003 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 324003 |
| Name | MANN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Sanders County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Municipality | Plains Town |
| Unified School District | Plains K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,700 (-) | ||
| 2025 | $175.00 (-92.08%) | $278,700 (+15.31%) | $278,700 (+15.31%) Land $105,166 Building $173,534 |
| 2023 | $2,210.00 | $241,700 | $241,700 Land $46,645 Building $195,055 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PLAINS serves 1,700 people · EPA ID MT0000305 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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