209 Gano Ave, Georgetown, KY 40324 Property Records

Scott County property record for 209 Gano Ave, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,692 sqft
Lot Size0.532 acres (23,187 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Oct 2025)
Tax Bill$2,020 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jul 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN166-10-259.000

Property Details

APN / Parcel Number

Primary APN166-10-259.000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,692 sqft Living Area
1st Floor Area1,320 sqft
Basement Area1,692 sqft
Unfinished Basement1,692 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick
Lot Area23,187 sqft (0.532 acres)
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address209 GANO AVE
CityGEORGETOWN
StateKY
Zip40324-1931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY GEO 52
Legal SubdivisionGANO AVE & PAYNES ADD
Legal Lot Number1
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group3
Census Block3006
Census Tract40102

Owner

209 Gano Ave is owned and occupied by two individuals who bought it in October 2025.

Source: Scott County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address209 GANO AVE, GEORGETOWN, KY 40324-1931
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jul 2, 2020Intrafamily Transfer, Transfer
Aug 3, 2018Warranty Deed, Transfer · Conventional Mortgage
REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2025 · Amount on File
Deed SaleOct 14, 2025 · Amount on File
Prior SaleAug 3, 2018 · Amount on File
Deed Document Number2025558557
Deed Book / Page461 / 466
Prior Transfer DateJun 25, 2020
Prior Transfer Doc00D415/435
Record UpdatedOct 29, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateOct 14, 2025
Property Address209 GANO AVE, GEORGETOWN, KY 40324-1931
Document Number00D461/466
Book / PageD461 / 466
Instrument DateOct 10, 2025
Instrument558557
Transaction TypeTransfer
Record UpdatedNov 3, 2025

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1853 OVERLOOK TER, LOUISVILLE, KY 40205-2016

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address209 GANO AVE, GEORGETOWN, KY 40324-1931

Mortgage

Document Number0000558561
DateOct 14, 2025
Instrument558561
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCOTT KY
Recording DateJul 2, 2020
Property Address209 GANO AVE, GEORGETOWN, KY 40324-1931
Document NumberD415/435
Book / PageD415 / 435
Instrument DateJun 25, 2020
Instrument418205
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

Tax$190.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address209 GANO AVE, GEORGETOWN, KY 40324-1931

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT KY
Recording DateAug 3, 2018
Property Address209 GANO AVE, GEORGETOWN, KY 40324-1931
Document NumberD399/405
Book / PageD399 / 405
Instrument DateJul 26, 2018
Instrument390114
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyRAINBOW TITLE COMPANY, RAINBOW TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address204 KINGHORN DR, 204, WILMORE, KY 40390-1161

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 GANO AVE, GEORGETOWN, KY 40324-1931

Mortgage

Document Number390115
DateAug 3, 2018
Instrument390115
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 209 Gano Ave was $2,020, up 3.3% from the year before.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$390,000 (+71.96%)$390,000 (+71.96%)
2025$2,020.00 (+3.32%)$226,800 (+4.32%)$226,800 (+4.32%)
2024$1,955.00 (+3.11%)$217,400 (+3.92%)$217,400 (+3.92%)
2023$1,896.00 (+8.28%)$209,200 (+3.62%) Land $40,000 Building $169,200$209,200 (+3.62%) Land $40,000 Building $169,200
2022$1,751.00$201,900 Land $35,000 Building $166,900$201,900 Land $35,000 Building $166,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Gano Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Gano Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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