209 Franklin St, Malcom, IA 50157 Property Records

Poweshiek County property record for 209 Franklin St, Malcom, IA 50157

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 914 sqft · built 1900
Lot Size	0.328 acres (14,296 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,000 (Jan 2023)
Tax Bill	$832 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1335100`

Property Details

APN / Parcel Number

Primary APN	`1335100`
Alternative APN	`3679000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	4 Rooms
Stories	1 Story
Building Area	914 sqft Living Area
Basement Area	686 sqft
Unfinished Basement	686 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	14,296 sqft (0.328 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	209 FRANKLIN ST
City	MALCOM
State	IA
Zip	50157-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALCOM PARCEL B IN LOTS 3, 4 & 5 BLOCK 14
Legal Subdivision	MALCOM
Legal Block	14
Legal Lot Number	3-5
Jurisdiction	POWESHIEK IA
Township / Civil Division	MALCOM
Census Block Group	2
Census Block	2031
Census Tract	370500

Owner

Source: Poweshiek County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 FRANKLIN ST, MALCOM, IA 50157-5003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jan 3, 2023	Warranty Deed, Transfer · Line of Credit BANK IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	May 6, 2022 · Amount on Record
Deed Document Number	20237
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Recording Date	Sep 30, 2026
Property Address	209 FRANKLIN ST, MALCOM, IA 50157-5003
Document Number	0000002845
Instrument Date	Sep 23, 2026
Instrument	20262845
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 FRANKLIN ST, MALCOM, IA 50157-5003

Mortgage

Document Number	0000002845,
Date	Sep 30, 2026
Instrument	20262845

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2041

Interest

Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Recording Date	May 18, 2026
Property Address	209 FRANKLIN ST, MALCOM, IA 50157-5003
Document Number	0000001377
Instrument Date	May 13, 2026
Instrument	20261377
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 FRANKLIN ST, MALCOM, IA 50157-5003

Mortgage

Document Number	0000001377,
Date	May 18, 2026
Instrument	20261377

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	209 FRANKLIN ST, MALCOM, IA 50157-5003
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100600
Date	Feb 17, 2021
Instrument	2021-00600

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2035

Interest

Rate Type	Fixed Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	209 FRANKLIN ST, MALCOM, IA 50157-5003
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202301310
Date	Jun 12, 2023
Instrument	2023-01310

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 11, 2048

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POWESHIEK IA
Recording Date	Jan 3, 2023
Property Address	209 FRANKLIN ST, MALCOM, IA 50157-5003
Document Number	0202300007
Map Reference	DOC 2022-02924
Instrument Date	Dec 15, 2022
Instrument	2023-00007
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 FRANKLIN ST, MALCOM, IA 50157-5003
Investor	Possibly a Property Investor

Mortgage

Document Number	0202300008
Date	Jan 3, 2023
Instrument	2023-00008

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Poweshiek County
Municipality	Malcom City
Unified School District	Brooklyn-Guernsey-Malcom Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$832.00 (-8.17%) Homeowner's exemption	$66,390 (-) Land $9,060 Building $57,330	$66,390 (-) Land $9,060 Building $57,330
2024	$906.00 (+74.23%)
2023		$66,390 (+60.25%) Land $9,060 Building $57,330	$66,390 (+60.25%) Land $9,060 Building $57,330
2022	$520.00 (-20.49%) Homeowner's exemption	$41,430 Land $7,790 Building $33,640
2021	$654.00		$41,430 Land $7,790 Building $33,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALCOM WATER SUPPLY serves 270 people · EPA ID IA7945018
Water Source	Purchased groundwater from POWESHIEK WATER ASSOCIATION
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fixed Wireless in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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