209 Flora Dr, Champaign, IL 61821 Property Records

Champaign County property record for 209 Flora Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,181 sqft · built 1943
Lot Size	0.185 acres (8,041 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Dec 2017)
Tax Bill	$2,946 (2024)
Deeds & Mortgages	Dec 2017 Sale & Line of Credit Apr 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`42-20-11-451-020`

Property Details

APN / Parcel Number

Primary APN	`42-20-11-451-020`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,181 sqft Building Perimeter
1st Floor Area	1,181 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,041 sqft (0.185 acres)
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	209 FLORA DR
City	CHAMPAIGN
State	IL
Zip	61821-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9, PT 10 BLOCK 3 ELMWOOD ADD TO CITY OF CHAMPAIGN
Legal Range	08E
Legal Township	19N
Legal Section	11
Legal Subdivision	ELMWOOD ADD TO CITY OF CHAMPAIGN
Legal Block	3
Legal Lot Number	9
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3006
Census Tract	1000

Owner

209 Flora Dr is owned and occupied by an individual who bought it in December 2017.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	209 FLORA DR, CHAMPAIGN, IL 61821-3212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2017	Warranty Deed, Transfer · Line of Credit FISHER NATIONAL BANK
Apr 30, 2017	Loan Modification, Mortgage FIRST TR BK/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2017 · Amount on File
Deed Sale	Dec 5, 2017 · Amount on File
Prior Sale	Apr 1, 2005 · Amount on File
Deed Document Number	201722682
Prior Transfer Date	Feb 24, 2003
Prior Transfer Doc	0000011015
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 5, 2017
Property Address	209 FLORA DR, CHAMPAIGN, IL 61821-3212
Document Number	0000022682
Map Reference	MB G PG14
Instrument Date	Nov 28, 2017
Instrument	2017R22682
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 FLORA DR, CHAMPAIGN, IL 61821-3212

Mortgage

Document Number	0000022683
Date	Dec 5, 2017
Instrument	2017R22683

Lender

Name	FISHER NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	209 FLORA DR, CHAMPAIGN, IL 61821-3212
Document Number	0000008574
Instrument Date	Apr 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5123 DILLON CO 804355123, DILLON, CO 80435-5123

Mortgage

Document Number	0000008574
Date	May 17, 2017
Instrument	8574

Lender

Name	FIRST TR BK/IL
Type	Bank
Address	KANKAKEE, IL 60901

Agreement

Term	60 Months
Due	May 16, 2022

Interest

Rate	5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,090 Land $17,460 Building $26,630	$132,270 Land $52,380 Building $79,890
2024	$2,946.00
2022	$2,483.00 Homeowner's exemption	$33,010 Land $13,070 Building $19,940	$99,030 Land $39,210 Building $59,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 Flora Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 209 Flora Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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