209 Ferry St, South Bend, WA 98586 Property Records

Pacific County property record for 209 Ferry St, South Bend, WA 98586

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,850 sqft · built 1892
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Aug 2026)
Tax Bill	$3,481 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71019044018`

Property Details

APN / Parcel Number

Primary APN	`71019044018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	2,562 sqft
1st Floor Area	760 sqft
Game Room	Game Room
Flooring	Covered
Elevator	Elevator

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1984
Architectural Style	Multi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	120 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	263 sqft
Deck Area	30 sqft
Patio Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Street Address	209 FERRY ST
City	SOUTH BEND
State	WA
Zip	98586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UGA
Legal Description	SOUTH BEND CORRECTED MAP, LOT 18-20, BLOCK 44
Legal Subdivision	SOUTH BEND
Legal Block	44
Legal Lot Number	18-20
Jurisdiction	PACIFIC WA
Township / Civil Division	RAYMOND
Census Block Group	1
Census Block	1054
Census Tract	950302

Owner

209 Ferry St is owned and occupied by two individuals who bought it in August 2026.

Source: Pacific County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 FERRY ST, SOUTH BEND, WA 98586
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jun 8, 2023	Warranty Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	Jun 8, 2023 · Amount on File
Deed Document Number	20263237904
Prior Transfer Date	Aug 15, 2011
Prior Transfer Doc	0003134222
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PACIFIC WA
Recording Date	Aug 24, 2026
Property Address	209 FERRY ST, SOUTH BEND, WA 98586
Document Number	0003237904
Instrument Date	Aug 23, 2026
Instrument	20263237904
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	PACIFIC TITLE, PACIFIC COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 FERRY ST, SOUTH BEND, WA 98586

Mortgage

Document Number	0003237904,
Date	Aug 24, 2026
Instrument	20263237904

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PACIFIC WA
Recording Date	Jun 8, 2023
Property Address	209 FERRY ST, SOUTH BEND, WA 98586
Document Number	0003219094
Map Reference	VOL D-1 PG 62
Instrument Date	Jun 5, 2023
Instrument	3219094
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	PACIFIC COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,067.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4112 CASCADIA AVE S, SEATTLE, WA 98118-1331

Mortgage

Document Number	0003219095
Date	Jun 8, 2023
Instrument	3219095

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 209 Ferry St was $3,481, up 4.6% from the year before.

Source: Pacific County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pacific County
Municipality	South Bend City
Unified School District	South Bend School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,481.00 (+4.57%)	$385,800 (+3.74%) Land $65,800 Building $320,000	$385,800 (+3.74%) Land $65,800 Building $320,000
2025	$3,329.00	$371,900 (+4.73%) Land $65,800 Building $306,100	$371,900 (+4.73%) Land $65,800 Building $306,100
2024		$355,100 (+7.18%) Land $62,900 Building $292,200	$355,100 (+7.18%) Land $62,900 Building $292,200
2023	$2,857.00	$331,300 Land $62,900 Building $268,400	$331,300 Land $62,900 Building $268,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Ferry St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 21, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (2007–2025)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 2 claims Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Ferry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	South Bend Water Department serves 2,930 people · EPA ID WA5381500
Water Source	Surface water
Last State Inspection	Jan 2023
Lead	23 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Pend Oreille PUD.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ferry St

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