Essex County and Lawrence City property record for 209 Ferry St, Lawrence, MA 01841
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 3 ba · 4,177 sqft · built 1880 |
| Lot Size | 0.197 acres (8,566 sqft) |
| Owner | Individual Name on File |
| Last Sale | $632,000 (May 2021) |
| Tax Bill | $7,627 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Aug 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 92 0000 0040 A |
| Primary APN | 92 0000 0040 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 16 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 4,177 sqft Living Area |
| Gross Area | 8,083 sqft |
| Basement Area | 1,898 sqft |
| Unfinished Basement | 1,898 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,566 sqft (0.197 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 92 0000 0040 A |
|---|---|
| Street Address | 209 FERRY ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01841-1319 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Lot Number | 40 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 250600 |
209 Ferry St, a duplex, is owned and occupied by an individual who acquired it in December 2023.
Source: Essex County and Lawrence City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 FERRY ST, LAWRENCE, MA 01841-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · VA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 24, 2023 | Deed of Trust, Mortgage · VA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 1, 2024 | Deed of Trust, Mortgage · VA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 22, 2023 | Redemption Deed, Transfer |
| May 6, 2021 | Quit Claim Deed, Transfer · FHA Mortgage EQUITY PRIME MTG |
| Aug 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage NEW ENGLAND REGIONAL MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2021 · Amount on File |
| Deed Sale | May 6, 2021 · Amount on File |
| Prior Sale | Jun 19, 2013 · Amount on File |
| Deed Book / Page | 16917 / 129 |
| Last Transfer Date | Dec 19, 2023 |
| Transfer Doc | 017901-311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 209 FERRY ST, LAWRENCE, MA 01841-1319 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 017445-194 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 17445/194 |
| Instrument | 11659 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 209 FERRY ST, LAWRENCE, MA 01841-1319 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00017817-4 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | 17817/4 |
| Instrument | 13743 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 209 FERRY ST, LAWRENCE, MA 01841-1319 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0018333-46 |
|---|---|
| Date | Jul 16, 2025 |
| Book Page | 18333/46 |
| Instrument | 11883 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 209 FERRY ST, LAWRENCE, MA 01841-1319 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00018057-6 |
|---|---|
| Date | Aug 1, 2024 |
| Book Page | 18057/6 |
| Instrument | 12800 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Sep 1, 2051 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Dec 22, 2023 |
| Property Address | 209 FERRY ST, LAWRENCE, MA 01841-1319 |
| Document Number | 017901-311 |
| Book / Page | 17901 / 311 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 21111 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | May 6, 2021 |
| Property Address | 209 FERRY ST, LAWRENCE, MA 01841-1319 |
| Document Number | 16917-129 |
| Book / Page | 16917 / 129 |
| Instrument Date | May 5, 2021 |
| Instrument | 15245 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 209 FERRY ST, LAWRENCE, MA 01841-1319 |
| Document Number | 15246 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 15246 |
| Name | EQUITY PRIME MTG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 209 FERRY ST, LAWRENCE, MA 01841-1319 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15962-287 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 15962/287 |
| Instrument | 19744 |
| Name | NEW ENGLAND REGIONAL MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2026 property tax bill for 209 Ferry St was $7,627, up 4.4% from the year before.
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,627.00 (+4.44%) | $882,800 (+6.37%) Land $182,700 Building $700,100 | $779,553 |
| 2025 | $7,303.00 (+7.18%) | $829,900 (+12.67%) Land $166,600 Building $663,300 | |
| 2024 | $6,814.00 (-3.81%) | $736,600 (+5.65%) Land $144,200 Building $592,400 | |
| 2023 | $7,084.00 | $697,200 Land $144,200 Building $553,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 Ferry St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–2006) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 209 Ferry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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