209 Ferguson St, Grand Ledge, MI 48837 Property Records

Eaton County property record for 209 Ferguson St, Grand Ledge, MI 48837

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$151,900 (Apr 2021)
Tax Bill	$2,441 (2022)
Deeds & Mortgages	Mar 2020 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40007800212000`

Property Details

APN / Parcel Number

Primary APN	`40007800212000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft
Basement Area	961 sqft
Unfinished Basement	961 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	122 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 FERGUSON ST
City	GRAND LEDGE
State	MI
Zip	48837-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MD
Legal Description	N 60 FEET OF LOTS 211 & 212. SUPERVISORS PLAT NO. 3 CITY OF GRAND LEDGE
Legal Subdivision	SUPERVISORS PLAT #3
Legal Lot Number	211-212
Jurisdiction	EATON MI
Township / Civil Division	GRAND LEDGE
Census Block Group	1
Census Block	1015
Census Tract	20402

Owner

209 Ferguson St is owned and occupied by an individual who bought it in April 2021.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	209 FERGUSON ST, GRAND LEDGE, MI 48837-1613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on File
Deed Sale	Apr 21, 2021 · Amount on File
Prior Sale	Sep 16, 2011 · Amount on File
Deed Book / Page	2921 / 623
Prior Transfer Date	Aug 25, 2011
Prior Transfer Doc	2354/0572
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	209 FERGUSON ST, GRAND LEDGE, MI 48837-1613
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002832/631
Date	Mar 9, 2020
Book Page	2832/631

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Apr 21, 2021
Property Address	209 FERGUSON ST, GRAND LEDGE, MI 48837-1613
Document Number	002921/623
Book / Page	2921 / 623
Map Reference	LB 2 PG 47
Instrument Date	Apr 1, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,307.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 FERGUSON ST, 209, GRAND LEDGE, MI 48837-1613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 N CLINTON AVE, SAINT JOHNS, MI 48879-1505

Mortgage

Document Number	0002921625
Date	Apr 21, 2021
Instrument	2921/625

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Grand Ledge City
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,700	$204,501 Land $27,022 Building $177,479
2023		$77,800	$155,600
2022	$2,441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Ferguson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Ferguson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND LEDGE serves 8,701 people · EPA ID MI0002770
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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