209 Elva Rd, Tavernier, FL 33070 Property Records

Monroe County property record for 209 Elva Rd, Tavernier, FL 33070

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,331 sqft · built 1969
Lot Size	0.183 acres (7,982 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Aug 2023)
Tax Bill	$11,357 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00438020-000000`

Property Details

APN / Parcel Number

Primary APN	`00438020-000000`
Alternative APNs	`33623800438020000000` `1537233`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,331 sqft Living Area
1st Floor Area	1,856 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	7,982 sqft (0.183 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	698 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1537233
Old Parcel Number	33623800438020000000
Street Address	209 ELVA RD
City	TAVERNIER
State	FL
Zip	33070-2344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 5 LT 2 BOATMANS COLONY PB3-90 PLANTATION KEY OR487-39 OR790-1287 OR905-843Q/C OR1316-303 OR3237-0217
Legal Range	38E
Legal Township	62S
Legal Section	33
Legal Subdivision	BOATMAN'S COLONY
Legal Block	5
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3004
Census Tract	970800

Owner

209 Elva Rd is owned by an individual who bought it in August 2023.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	760 W 64TH DR, HIALEAH, FL 33012-6558
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2023 · Amount on File
Deed Sale	Aug 3, 2023 · Amount on File
Prior Sale	Jul 20, 1994 · Amount on File
Deed Document Number	2427396
Deed Book / Page	3237 / 217
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 3, 2023
Property Address	209 ELVA RD, TAVERNIER, FL 33070-2344
Document Number	0032370217
Book / Page	3237 / 217
Map Reference	MB 3 PG 90
Instrument Date	Jul 28, 2023
Instrument	2427396
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	SOUTH FL TITLE GROUP INC, SOUTH FLORIDA TTL GROUP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,775.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3430 E 1ST AVE, HIALEAH, FL 33013-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 W 64TH DR, HIALEAH, FL 33012-6558

Mortgage

Document Number	0003237219
Date	Aug 3, 2023
Instrument	3237/219

Lender

Name	CASTLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,115,087 Land $829,521 Building $285,566	$1,115,087 Land $829,521 Building $285,566
2024	$11,357.00 (+27.15%)
2023	$8,932.00 (+12.2%)	$998,407 (+25.14%) Land $734,559 Building $263,848	$998,407 (+25.14%) Land $734,559 Building $263,848
2022	$7,961.00	$797,826 Land $530,670 Building $267,156	$797,826 Land $530,670 Building $267,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Elva Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 624 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,096 units insured incl. 472 condo units
Nearby Flood Claims	190 (1982–2020)
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 87 claims Hurricane Wilma, Oct 2005 · 60 claims Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 209 Elva Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20