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209 Edward St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 209 Edward St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,017 sqft · built 1920
Lot Size0.186 acres (8,100 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Dec 2025)
Tax Bill$3,725 (2026)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jun 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN421500 49.76-1-2

Property Details

APN / Parcel Number

Primary APN421500 49.76-1-2
Alternative APN
  • 150004907600010020000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,017 sqft Living Area
1st Floor Area688 sqft
Upper Floors Area329 sqft
AtticAttic
Attic Area329 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area8,100 sqft (0.186 acres)
Lot Dimensions150 ft deep x 54 ft wide
Garage TypeDetached
Garage Area266 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area80 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address209 EDWARD ST
CitySCHENECTADY
StateNY
Zip12304-2903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionAND PT OF 11O 1X WOOD & GARAGE
Legal SubdivisionJOHN SCHEUKER
Legal Block1
Legal Lot Number2.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3001
Census Tract21700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 NOLAN RD, ALBANY, NY 12205-5126
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2025Warranty Deed, Transfer · FHA Mortgage
CCFCU FUNDING LLC
Jun 11, 2021Warranty Deed, Transfer
Dec 15, 2020Grant Deed, Transfer
NOT AVAILABLE
Feb 4, 2020Court-Ordered Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2025 · Amount on Record
Deed SaleDec 8, 2025 · Amount on Record
Prior SaleDec 5, 2022 · Amount on Record
Deed Document Number202528687
Deed Book / Page2161 / 993
Prior Transfer DateJan 15, 2020
Prior Transfer Doc0000004939
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 8, 2025
Property Address209 EDWARD ST, SCHENECTADY, NY 12304-2903
Document Number0000028687
Instrument DateNov 20, 2025
Instrument202528687
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$920.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address209 EDWARD ST, SCHENECTADY, NY 12304-2903

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 NOLAN RD, ALBANY, NY 12205-5126

Mortgage

Document Number0000028688
DateDec 8, 2025
Instrument202528688
Lender
NameCCFCU FUNDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 11, 2021
Property Address209 EDWARD ST, SCHENECTADY, NY 12304-2903
Document Number0000027505
Book / Page2060 / 588
Instrument DateMay 27, 2021
Instrument202127505
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
Tax$292.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2330 OAKLAND AVE, SCHENECTADY, NY 12309-3619

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9215 178TH PL, JAMAICA, NY 11433-1419

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateDec 15, 2020
Property Address209 EDWARD ST, SCHENECTADY, NY 12304-2903
Document Number0000039839
Book / Page002047 / 000991
Instrument DateOct 27, 2020
Instrument39839
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$170.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2330 OAKLAND AVE SCHENECTADY NY 123093619, SCHENECTADY, NY 12309-3619

February 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 4, 2020
Property Address209 EDWARD ST, SCHENECTADY, NY 12304-2903
Document Number0000004939
Book / Page002029 / 000878
Instrument DateJan 15, 2020
Instrument4939
Transaction TypeForeclosure
Record UpdatedMar 2, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$402.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,725.00 (+2.84%)
2025$3,622.00 (+6.4%)$65,200 (-) Land $9,800 Building $55,400$107,965 (+13.35%) Land $16,228 Building $91,737
2024$65,200 (-) Land $9,800 Building $55,400$95,252 (+15.41%) Land $14,317 Building $80,935
2023$65,200 (-) Land $9,800 Building $55,400$82,532 (+3.8%) Land $12,405 Building $70,127
2022$65,200 Land $9,800 Building $55,400$79,512 Land $11,951 Building $67,561
2021$3,404.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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