209 Eagles Bluff Ln, Spencer, TN 38585 Property Records

Van Buren County property record for 209 Eagles Bluff Ln, Spencer, TN 38585

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,344 sqft · built 2024
Lot Size	0.989 acres (43,124 sqft)
Owner	Individual Name on Record
Tax Bill	$1,910 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`088038 03000`

Property Details

APN / Parcel Number

Primary APN	`088038 03000`
Alternative APN	`038 03000`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,344 sqft Living Area
Basement Area	1,344 sqft
Finished Basement	1,344 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,124 sqft (0.989 acres)
Lot Dimensions	224 ft deep x 195 ft wide
Terrain	Rolling
Garage Type	Unfinished
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	209 EAGLES BLUFF LN
City	SPENCER
State	TN
Zip	38585-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05 MINERAL TRACT 46-1MA, COUNTY AREA: E01
Legal Subdivision	EAGLES BLUFF
Legal Tract	46
Legal Lot Number	6
Jurisdiction	VAN BUREN TN
Township / Civil Division	5
Census Block Group	2
Census Block	2059
Census Tract	925200

Owner

Source: Van Buren County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 87, SPENCER, TN 38585-0087
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS TRI-COUNTY BANK
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS TRI-COUNTY BANK
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS TRI-COUNTY BANK
Jun 28, 2016	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 28, 2016
Transfer Doc	00RB84/942
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	209 EAGLES BLUFF LN, SPENCER, TN 38585-2913
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 EAGLE BLUFF CIR, SPENCER, TN 38585-2911

Mortgage

Document Number	0RB120/605
Date	Aug 16, 2022
Book Page	RB120/605
Instrument	22001232

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	SPENCER, TN 38585

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 15, 2023

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	209 EAGLES BLUFF LN, SPENCER, TN 38585-2913
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 EAGLES BLUFF LN, SPENCER, TN 38585-2913

Mortgage

Document Number	0RB144/312
Date	Nov 13, 2025
Book Page	RB144/312
Instrument	25001564

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	15699 RANKIN AVE, DUNLAP, TN 37327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	209 EAGLES BLUFF LN, SPENCER, TN 38585-2913
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 EAGLES BLUFF LN, SPENCER, TN 38585-2913

Mortgage

Document Number	0RB144/375
Date	Nov 17, 2025
Book Page	RB144/375
Instrument	25001577

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	15699 RANKIN AVE, DUNLAP, TN 37327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

June 2016: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VAN BUREN TN
Recording Date	Jun 28, 2016
Property Address	209 EAGLES BLUFF LN, SPENCER, TN 38585-2913
Document Number	00RB84/942
Book / Page	RB84 / 942
Instrument Date	Jun 22, 2016
Instrument	16000504
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 SIMMONS RD, SPARTA, TN 38583-3000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Van Buren County
Unified School District	Van Buren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,910.00 (+1,719.05%)	$79,575 (+1,718.86%) Land $4,375 Building $75,200
2024	$105.00	$4,375 (-) Land $4,375
2023	$105.00	$4,375 (-) Land $4,375
2022	$105.00	$4,375 Land $4,375	$17,500 (-94.5%) Land $17,500
2021			$318,300 Land $17,500 Building $300,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 76% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY U.D. #2 serves 5,611 people · EPA ID TN0000655
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	No certified operator Sep 2018 Coliform assessment Sep 2018 Organic carbon removal Jul 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Eagles Bluff Ln

Nearby Streets

All Spencer, TN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures