209 E Sumter St, Minneola (Clermont), FL 34715 Property Records

Lake County property record for 209 E Sumter St, Minneola, FL 34715

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,515 sqft · built 1958
Lot Size	0.25 acres (10,894 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Dec 2019)
Tax Bill	$2,310 (2024)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-22-26-1000-000-03500`

Property Details

APN / Parcel Number

Primary APN	`18-22-26-1000-000-03500`
Alternative APNs	`262218100000003500` `1662532`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,515 sqft Living Area
Gross Area	1,725 sqft
1st Floor Area	1,263 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,894 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	340 sqft
Utility Building	1,588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1662532
Street Address	209 E SUMTER ST
City	MINNEOLA
State	FL
Zip	34715-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF2
Legal Description	MINNEOLA WALKER REPLAT LOT 35 PB 13 PG 41 ORB 5391 PG 1695
Legal Range	26E
Legal Township	22S
Legal Section	18
Legal Subdivision	WALKERS REPLAT
Legal Tract	1000
Legal Lot Number	35
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1029
Census Tract	31309

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 E SUMTER ST, MINNEOLA, FL 34715-9526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2019	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jan 24, 2018	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 24, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Jan 24, 2018 · Amount on Record
Deed Document Number	2019143180
Deed Book / Page	5391 / 1695
Prior Transfer Date	Oct 18, 2014
Prior Transfer Doc	0045462158
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 17, 2019
Property Address	209 E SUMTER ST, MINNEOLA, FL 34715-9526
Document Number	0053911695
Book / Page	5391 / 1695
Map Reference	MB 13 PG 41
Instrument Date	Dec 3, 2019
Instrument	2019143180
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	METES AND BOUNDS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10336 MADISON PARK CT, 10336, CLERMONT, FL 34711-7831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E SUMTER ST, MINNEOLA, FL 34715-9526

Mortgage

Document Number	0053911696
Date	Dec 17, 2019
Instrument	5391/1696

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 24, 2018
Property Address	209 E SUMTER ST, MINNEOLA, FL 34715-9526
Document Number	0050571954
Book / Page	5057 / 1954
Map Reference	MB 13 PG 41
Instrument Date	Jan 19, 2018
Instrument	2018009023
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,081.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 BAY DR, 123, HENDERSONVILLE, TN 37075-4040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15812 PADDOCK DR, MONTVERDE, FL 34756-3305

Mortgage

Document Number	2018009024
Date	Jan 24, 2018
Instrument	2018009024

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

January 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE FL
Recording Date	Jan 24, 2018
Property Address	209 E SUMTER ST, MINNEOLA, FL 34715-9526
Document Number	0050571976
Book / Page	005057 / 001976
Instrument Date	Jan 17, 2018
Instrument	9026
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E SUMTER ST MINNEOLA FL 347159526, MINNEOLA, FL 34715-9526

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Minneola City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,860 (+2.9%)	$259,421 (-) Land $83,250 Building $176,171
2025		$172,850 (+5.98%) Land $83,250 Building $89,600	$259,421 (+42.41%) Land $83,250 Building $176,171
2024	$2,310.00 (+2.85%)
2023	$2,246.00 (+2.98%) Homeowner's exemption	$163,090 (+3%)	$182,171 (-) Land $36,750 Building $145,421
2022	$2,181.00 Homeowner's exemption	$158,340	$182,171 Land $36,750 Building $145,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1995–2018)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

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