209 E Spaulding St, Watertown, WI 53098 Property Records

Dodge County property record for 209 E Spaulding St, Watertown, WI 53098

Property Summary

Property Type	Single Family Home
Lot Size	0.378 acres (16,509 sqft)
Owner	Individual Name on File
Last Sale	$137,900 (Sep 2014)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`291-0915-3313-042`

Property Details

APN / Parcel Number

Primary APN	`291-0915-3313-042`
Alternative APN	`291123900002`

Exterior

Lot Area	16,509 sqft (0.378 acres)

Location & Zoning

Street Address	209 E SPAULDING ST
City	WATERTOWN
State	WI
Zip	53098-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PT LOTS 7 & 8 BLK 3 LOUNSBURYS ADD AS DESC IN V1012 P321
Legal Range	15E
Legal Township	09N
Legal Section	33
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	LOUNSBURYS ADD
Legal Block	3
Legal Lot Number	7,8 8
Jurisdiction	DODGE WI
Township / Civil Division	WATERTOWN
Census Block Group	3
Census Block	3031
Census Tract	961900

Owner

Source: Dodge County records · APN 291-0915-3313-042

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	209 E SPAULDING ST, WATERTOWN, WI 53098-1921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2014 · Amount on Record
Deed Sale	Sep 19, 2014 · Amount on Record
Deed Document Number	1215055
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DODGE WI
Property Address	209 E SPAULDING ST, WATERTOWN, WI 53098-1921
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1295559
Date	Sep 10, 2020
Instrument	1295559

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Dec 01, 2046

Tax Assessment & Valuation

Source: Dodge County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dodge County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Assessed Value
2025	$292,600 (+18.61%) Land $50,900 Building $241,700
2023	$246,700 Land $40,800 Building $205,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 29, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–2008)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Netwurx, T-Mobile USA, Verizon.

Based on FCC filings for 365 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERTOWN WATERWORKS serves 23,945 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	15 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.