Henry County property record for 209 E South St, Cambridge, IL 61238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,408 sqft · built 1962 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,500 (Mar 2016) |
| Tax Bill | $3,255 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-07-409-026 |
| Primary APN | 18-07-409-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Basement Area | 1,408 sqft |
| Unfinished Basement | 1,408 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 132 ft deep x 99 ft wide |
| Garage Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Street Address | 209 E SOUTH ST |
|---|---|
| City | CAMBRIDGE |
| State | IL |
| Zip | 61238-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E99 LTS 11,12,13 BLK 34 GOULDS ADD VILLAGE OF CAMBRIDGE [TIF] |
| Legal Subdivision | GOULDS ADD |
| Legal Block | 34 |
| Legal Lot Number | 11,13 |
| Jurisdiction | HENRY IL |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 5 |
| Census Block | 5024 |
| Census Tract | 30202 |
209 E South St is owned and occupied by an individual who bought it in March 2016.
Source: Henry County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 E SOUTH ST, CAMBRIDGE, IL 61238-1406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2016 · Amount on File |
| Deed Sale | Mar 30, 2016 · Amount on File |
| Deed Document Number | 201620-1601736 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY IL |
| Property Address | 209 E SOUTH ST, CAMBRIDGE, IL 61238-1406 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Title Company | GOMEZ TITLE & CLOSING CO |
| Name | Verified Name |
|---|
| Document Number | 0000001174 |
|---|---|
| Date | Mar 6, 2018 |
| Instrument | 20-1801174 |
| Name | AMERICAN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DAVENPORT, IA 52807 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Mar 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.25% |
The 2025 property tax bill for 209 E South St was $3,255 with exemptions applied.
Source: Henry County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Henry County |
| County Subdivision | Cambridge Township |
| Municipality | Cambridge Village |
| Unified School District | Cambridge Community Unit School District 227 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,255.00 | $47,099 Land $6,942 Building $40,157 | $141,297 Land $20,826 Building $120,471 |
| 2022 | $40,810 Land $6,015 Building $34,795 | $122,430 Land $18,045 Building $104,385 | |
| 2021 | $2,419.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 E South St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 209 E South St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE serves 2,086 people · EPA ID IL0730300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cambridge Telcom Services Fiber · Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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