209 E School Rd, Cottage Grove, WI 53527 Property Records

Dane County property record for 209 E School Rd, Cottage Grove, WI 53527

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,336 sqft · built 2006
Lot Size	0.23 acres (10,062 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jun 2020)
Tax Bill	$7,580 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0711-044-2233-1`

Property Details

APN / Parcel Number

Primary APN	`0711-044-2233-1`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,336 sqft
Basement Area	1,296 sqft
Finished Basement	1,002 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,062 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	209 E SCHOOL RD
City	COTTAGE GROVE
State	WI
Zip	53527-8951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUARRY RIDGE ESTATES FIRST ADDN LOT 123
Legal Range	11
Legal Township	07
Legal Section	04
Legal Subdivision	QUARRY RIDGE ESTATES FIRST ADD
Legal Block	22
Legal Lot Number	123
Jurisdiction	DANE WI
Township / Civil Division	COTTAGE GROVE
Census Block Group	1
Census Block	1038
Census Tract	12004

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 E SCHOOL RD, COTTAGE GROVE, WI 53527-8951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Prior Sale	Sep 3, 2014 · Amount on Record
Deed Document Number	5604114
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	209 E SCHOOL RD, COTTAGE GROVE, WI 53527-8951
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005693295
Date	Feb 10, 2021
Instrument	5693295

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Jun 22, 2020
Property Address	209 E SCHOOL RD, COTTAGE GROVE, WI 53527-8951
Document Number	0005604114
Instrument Date	Jun 19, 2020
Instrument	5604114
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E SCHOOL RD, COTTAGE GROVE, WI 53527-8951

Mortgage

Document Number	0005604115
Date	Jun 22, 2020
Instrument	5604115

Lender

Name	CITIZENS BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Cottage Grove Village
Unified School District	Monona Grove School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,580.00 (+10.59%) Homeowner's exemption	$308,500 (-) Land $82,500 Building $226,000	$439,300 (+16.19%)
2023		$308,500 (-) Land $82,500 Building $226,000	$378,100 (+15.03%)
2022	$6,854.00 Homeowner's exemption	$308,500 Land $82,500 Building $226,000	$328,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTAGE GROVE WATERWORKS serves 9,345 people · EPA ID WI1130218
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
UpNet WI Fixed Wireless	100 / 30
LiteWire Fixed Wireless	100 / 25
Bertram Communications Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband, T-Mobile.

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