209 E Rust Trl, Willow Springs, IL 60480 Property Records

Cook County property record for 209 E Rust Trl, Willow Springs, IL 60480

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 904 sqft · built 1952
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jul 2014)
Tax Bill	$5,430 (2023)
Deeds & Mortgages	May 2026 Mortgage Mar 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-34-104-025`

Property Details

APN / Parcel Number

Primary APN	`18-34-104-025`
Alternative APN	`18-34-104-025-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	904 sqft Living Area
1st Floor Area	904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,200 sqft (0.303 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	209 E RUST TRL
City	WILLOW SPRINGS
State	IL
Zip	60480-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(DINEFFS)(FOREST)(VIEW)SUB OF WH SEC 27 LYING SELY OF C&A RR & WLY OF LA GRANGE RD WITH PT OF NW 1/4 OF SEC 34 & PT NE 1/4 OF
Legal Range	12E
Legal Township	38N
Legal Section	34
Legal Subdivision	DINEFFS FOREST VIEW
Legal Block	6
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	LYONS
Census Block Group	3
Census Block	3000
Census Tract	820202

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 E RUST TRL, WILLOW SPRINGS, IL 60480-1516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 5, 2025	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2014 · Amount on Record
Deed Sale	Jul 8, 2014 · Amount on Record
Prior Sale	Aug 22, 2005 · Amount on Record
Deed Document Number	201426074
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	May 20, 2026
Property Address	209 E RUST TRL, WILLOW SPRINGS, IL 60480-1516
Instrument Date	May 11, 2026
Instrument	20262026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E RUST TRL, WILLOW SPRINGS, IL 60480-1516

Mortgage

Date	May 20, 2026
Instrument	20262026

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	10.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	209 E RUST TRL, WILLOW SPRINGS, IL 60480-1516
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006420209
Date	Mar 5, 2025
Instrument	2506420209

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 4, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lyons Township
Municipality	Willow Springs Village
Secondary School District	Argo Community High School District 217 (09 - 12)
Elementary School District	Willow Springs School District 108 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,000 (+36.36%) Land $7,590 Building $13,410	$210,000 (+36.36%) Land $75,900 Building $134,100
2023	$5,430.00 (+11.91%)
2022	$4,852.00 Homeowner's exemption	$15,400 Land $6,600 Building $8,800	$154,000 Land $66,000 Building $88,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUSTICE-WILLOW SPRINGS WATER COMMISSION serves 18,450 people · EPA ID IL0315820
Water Source	Purchased surface water from CHICAGO
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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