209 E Pearl St, Wapakoneta, OH 45895 Property Records

Auglaize County property record for 209 E Pearl St, Wapakoneta, OH 45895

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,341 sqft · built 1900
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Oct 2021)
Tax Bill	$1,130 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B07-008-041-00`

Property Details

APN / Parcel Number

Primary APN	`B07-008-041-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area
1st Floor Area	729 sqft

Exterior

Year Built	Built 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	168 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	209 E PEARL ST
City	WAPAKONETA
State	OH
Zip	45895-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAPAK LOT 392 & PT LOT 391 (ANDREWS ADDITION)
Legal Subdivision	ANDREWS ADDITION
Legal Lot Number	391-392
Jurisdiction	AUGLAIZE OH
Township / Civil Division	DUCHOUQUET
Census Block Group	1
Census Block	1030
Census Tract	40300

Owner

Source: Auglaize County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 E PEARL ST, WAPAKONETA, OH 45895-2007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit TOPMARK FCU
Feb 7, 2018	Grant Deed, Transfer TERRA TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Feb 7, 2018 · Amount on Record
Deed Document Number	815
Deed Book / Page	714 / 716
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AUGLAIZE OH
Recording Date	Oct 8, 2021
Property Address	209 E PEARL ST, WAPAKONETA, OH 45895-2007
Document Number	0000006420
Book / Page	714 / 716
Map Reference	VOL 88 PG 698
Instrument Date	Oct 8, 2021
Instrument	202100006420
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E PEARL ST, WAPAKONETA, OH 45895-2007

Mortgage

Document Number	0000006421
Date	Oct 8, 2021
Instrument	202100006421

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGLAIZE OH
Property Address	209 E PEARL ST, WAPAKONETA, OH 45895-2007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002257
Date	May 14, 2018
Book Page	688/1138
Instrument	201800002257

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGLAIZE OH
Property Address	209 E PEARL ST, WAPAKONETA, OH 45895-2007
Document Number	0000004043
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	SUPERIOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	209 E PEARL ST WAPAKONETA OH 458952007, WAPAKONETA, OH 45895-2007

Mortgage

Document Number	0000004043
Date	Jul 16, 2020
Book Page	000705/000178
Instrument	4043

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	ELIDA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGLAIZE OH
Property Address	209 E PEARL ST, WAPAKONETA, OH 45895-2007
Document Number	0000003569
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	KILCO TITLE AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	209 E PEARL ST WAPAKONETA OH 458952007, WAPAKONETA, OH 45895-2007

Mortgage

Document Number	0000003569
Date	Jul 18, 2018
Book Page	000690/002077
Instrument	3569

Lender

Name	TOPMARK FCU
Type	Credit Union
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AUGLAIZE OH
Recording Date	Feb 7, 2018
Property Address	209 E PEARL ST, WAPAKONETA, OH 45895-2007
Document Number	0000000582
Book / Page	000685 / 001429
Instrument Date	Feb 7, 2018
Instrument	582
Transaction Type	Transfer
Record Updated	Feb 14, 2018
Title Company	TERRA TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 E PEARL ST WAPAKONETA OH 458952007, WAPAKONETA, OH 45895-2007

Tax Assessment & Valuation

Source: Auglaize County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Auglaize County
County Subdivision	Duchouquet Township
Municipality	Wapakoneta City
Unified School District	Wapakoneta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,380 (-) Land $8,160 Building $26,220
2023	$1,130.00 (-14.39%) Homeowner's exemption	$34,380 (+29.2%) Land $8,160 Building $26,220	$98,220 (+29.17%) Land $23,310 Building $74,910
2022	$1,320.00 Homeowner's exemption	$26,610 Land $7,480 Building $19,130
2020			$76,040 Land $21,370 Building $54,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1992–2011)
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Jul 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAPAKONETA CITY PWS serves 11,000 people · EPA ID OH0600712
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TSC.

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