209 E Omar St, Oakland, MD 21550 Property Records

Garrett County property record for 209 E Omar St, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,286 sqft · built 1945
Lot Size	0.257 acres (11,200 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jan 2018)
Tax Bill	$2,213 (2026)
Deeds & Mortgages	Jan 2018 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-009664`

Property Details

APN / Parcel Number

Primary APN	`17-009664`
Alternative APN	`009664`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,286 sqft Total Area
Basement Area	810 sqft
Finished Basement	810 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,200 sqft (0.257 acres)

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	009664
Street Address	209 E OMAR ST
City	OAKLAND
State	MD
Zip	21550-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	0.26 AC 209 E OMAR ST OAKLAND
Legal Subdivision	THE NAYLOR & DIXON ADDITION
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	3
Census Block	3007
Census Tract	601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakland Historic District listed 1984 · 175 contributing resources · NRIS 84001798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 E OMAR ST, OAKLAND, MD 21550-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2018	Deed, Transfer · Commercial Mortgage MARYLAND DEPT OF HOUSING & COMMUNIT
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST HM MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2018 · Amount on Record
Deed Sale	Jan 8, 2018 · Amount on Record
Prior Sale	May 29, 2012 · Amount on Record
Deed Document Number	20182051-0377
Deed Book / Page	2051 / 377
Prior Transfer Date	Oct 23, 2007
Prior Transfer Doc	0013370618
Record Updated	Oct 29, 2026

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Jan 8, 2018
Property Address	209 E OMAR ST, OAKLAND, MD 21550-1105
Document Number	0020510377
Book / Page	2051 / 0377
Map Reference	LB EZT1 FO38
Instrument Date	Dec 8, 2017
Instrument	2051-0377
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E OMAR ST, OAKLAND, MD 21550-1105
Investor	Possibly a Property Investor

Mortgage

Document Number	20510397
Date	Jan 8, 2018
Instrument	2051-0397

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNIT
Type	Government Agency

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0020510382
Date	Jan 8, 2018
Book Page	2051/0382
Instrument	2051-0382

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	209 E OMAR ST, OAKLAND, MD 21550-1105
Document Number	0020660408
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	209 E OMAR ST OAKLAND MD 215501105, OAKLAND, MD 21550-1105

Mortgage

Document Number	0020660408
Date	Apr 10, 2018
Book Page	002066/000408

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2048

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,213.00 (+1.1%)	$139,767 (+2.39%)	$146,300 (+7.18%) Land $23,300 Building $123,000
2025	$2,189.00 (+10.56%)	$136,500 (+13.03%) Land $23,300 Building $113,200	$136,500 (-) Land $23,300 Building $113,200
2023	$1,980.00	$120,767	$136,500 Land $23,300 Building $113,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on E Omar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures