209 E Ohio St, Bluffton, IN 46714 Property Records

Wells County property record for 209 E Ohio St, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,801 sqft · built 1980
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on Record
Last Sale	$167,660 (Sep 2026)
Tax Bill	$1,462 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-511-016.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-511-016.000-004`
Alternative APNs	`00001538205` `0100711100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,801 sqft Living Area
1st Floor Area	1,801 sqft
Basement Area	698 sqft
Unfinished Basement	698 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	145 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001538205
Street Address	209 E OHIO ST
City	BLUFFTON
State	IN
Zip	46714-3324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RW & JW TOWNLEYS SOUTH ADD LOT 20 (4-M)
Legal Subdivision	RW AND JW TOWNLEYS SOUTH ADDITION
Legal Lot Number	20
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3004
Census Tract	40500

Owner

Source: Wells County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 E OHIO ST, BLUFFTON, IN 46714-3324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK NA
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2026 · Amount on Record
Deed Sale	Sep 3, 2026 · Amount on Record
Prior Sale	Sep 27, 2001 · Amount on Record
Deed Document Number	20263220
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Sep 3, 2026
Property Address	209 E OHIO ST, BLUFFTON, IN 46714-3324
Document Number	0000003220
Instrument Date	Sep 2, 2026
Instrument	20263220
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NORTH TITLE, NEAR NORTH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E OHIO ST, BLUFFTON, IN 46714-3324

Mortgage

Document Number	0000003221,
Date	Sep 3, 2026
Instrument	20263221

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	209 E OHIO ST, BLUFFTON, IN 46714-3324
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020253950
Date	Dec 1, 2025
Instrument	20253950

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2055

Interest

Rate Type	Adjustable Rate

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	209 E OHIO ST, BLUFFTON, IN 46714-3324
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020240017
Date	Jan 2, 2024
Instrument	20240017

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,462.00 (+24.32%) Homeowner's exemption	$188,600 (+26.24%) Land $19,200 Building $169,400	$188,600 (+26.24%) Land $19,200 Building $169,400
2024	$1,176.00 (+48.67%)
2023		$149,400 (+13.7%) Land $19,200 Building $130,200	$149,400 (+13.7%) Land $19,200 Building $130,200
2022	$791.00	$131,400 Land $11,800 Building $119,600	$131,400 Land $11,800 Building $119,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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