209 E Ocean Rd, Holly Ridge, NC 28445 Property Records

Onslow County property record for 209 E Ocean Rd, Holly Ridge, NC 28445

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 ba · 2,500 sqft · built 1958
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Tax Bill	$912 (2026)
Deeds & Mortgages	Aug 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`900-46.1`

Property Details

APN / Parcel Number

Primary APN	`900-46.1`
Alternative APNs	`124192000` `064203`

Interior

Total Rooms	1 Room
Stories	1 Story
Building Area	2,500 sqft Total Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1970
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	124192000
Street Address	209 E OCEAN RD
City	HOLLY RIDGE
State	NC
Zip	28445-8703
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C
Legal Description	GREEN ST & HWY 50 209 HWY 50 & GREEN ST VILLAGE HARDWARE
Legal Subdivision	SANDERS E F
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	1
Census Block	1084
Census Tract	401

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	625 HOLLY RIDGE RD, HOLLY RIDGE, NC 28445-7579
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2004
Deed Sale	Feb 24, 2004
Deed Book / Page	2199 / 819
Last Transfer Date	Aug 25, 2026
Transfer Doc	6660000964
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 26, 2026
Property Address	209 E OCEAN RD, HOLLY RIDGE, NC 28445-8703
Document Number	6660000964
Book / Page	6660 / 964
Instrument Date	Aug 25, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	625 HOLLY RIDGE RD, HOLLY RIDGE, NC 28445-7579

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Holly Ridge Town
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$912.00 (+3.05%)	$147,015 (+65.19%) Land $91,500 Building $55,515	$147,015 (+65.19%) Land $91,500 Building $55,515
2025	$885.00	$88,998 (-) Land $61,000 Building $27,998	$88,998 (-) Land $61,000 Building $27,998
2023	$885.00	$88,998 Land $61,000 Building $27,998	$88,998 Land $61,000 Building $27,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	77 (1989–2018)
Claims Outside the SFHA	6 of 77
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 19 claims Hurricane Bonnie, Aug 1998 · 10 claims Hurricane Fran, Sep 1996 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20