Muhlenberg County property record for 209 E Morehead St, Central City, KY 42330
| Property Type | Single Family Home |
|---|---|
| Details | 1,800 sqft · built 1949 |
| Lot Size | 0.14 acres (6,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Apr 2021) |
| Tax Bill | $1,763 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-02-23-023.000 |
| Primary APN | 141-02-23-023.000 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,800 sqft Living Area |
| Basement Area | 1,296 sqft |
| Year Built | Built 1949 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,120 sqft (0.14 acres) |
| Lot Dimensions | 102 ft deep x 60 ft wide |
| Account Number | 28482 |
|---|---|
| Street Address | 209 E MOREHEAD ST |
| City | CENTRAL CITY |
| State | KY |
| Zip | 42330-1232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT & HOUSE |
| Jurisdiction | MUHLENBERG KY |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 960201 |
209 E Morehead St is owned and occupied by an individual who bought it in April 2021.
Source: Muhlenberg County records, as of November 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 209 E MOREHEAD ST, CENTRAL CITY, KY 42330-1232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Sep 11, 2018 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Apr 30, 2021 | Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on File |
| Deed Sale | Apr 30, 2021 · Amount on File |
| Prior Sale | Feb 3, 2011 · Amount on File |
| Deed Document Number | 296601 |
| Deed Book / Page | D598 / 1490 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Recording Date | Jul 29, 2026 |
| Property Address | 209 E MOREHEAD ST, CENTRAL CITY, KY 42330-1232 |
| Document Number | 0000361454 |
| Book / Page | 770 / 837 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 2026361454 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 209 E MOREHEAD ST, CENTRAL CITY, KY 42330-1232 |
| Document Number | 0000361454, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 770/837 |
| Instrument | 2026361454 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | May 1, 2051 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Property Address | 209 E MOREHEAD ST, CENTRAL CITY, KY 42330-1232 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M703/1727 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | M703/1727 |
| Instrument | 282175 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CENTRAL CITY, KY 42330 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Aug 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Recording Date | Apr 30, 2021 |
| Property Address | 209 E MOREHEAD ST, CENTRAL CITY, KY 42330-1232 |
| Document Number | 0D598/1490 |
| Book / Page | D598 / 1490 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 296601 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2221 STATE ROUTE 601, 2221, GREENVILLE, KY 42345-4368 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 209 E MOREHEAD ST, CENTRAL CITY, KY 42330-1232 |
| Document Number | 0000296602 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 296602 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 209 E Morehead St was $1,763.
Source: Muhlenberg County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Central City |
| County | Muhlenberg County |
| Unified School District | Muhlenberg County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,763.00 | $190,000 | $190,000 |
| 2023 | $1,807.00 | $190,000 | $190,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 E Morehead St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective October 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 E Morehead St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL CITY WATER & SEWER serves 5,601 people · EPA ID KY0890071 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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