Franklin County property record for 209 E Meridian Ave, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,439 sqft · built 1955 |
| Owner | Individual Name on File |
| Last Sale | $295,000 (May 2022) |
| Tax Bill | $3,405 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-07S-04W-4170-000B-0030 |
| Primary APN | 29-07S-04W-4170-000B-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,439 sqft Heated Area |
| Gross Area | 2,160 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Width | 150 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 746 sqft |
| Driveway | Driveway |
| Driveway Area | 756 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 118 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Storage Building | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 209 E MERIDIAN AVE |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BL B LOTS 3-4-5 OR/297/162 KELLYS PLAT OR/581/409 1236/11 1334/644 |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 29 |
| Legal Subdivision | KELLEYS ADD |
| Legal Block | B |
| Legal Lot Number | 3-4 4 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 1 |
| Census Block | 1092 |
| Census Tract | 970101 |
Source: Franklin County records · APN 29-07S-04W-4170-000B-0030
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 E MERIDIAN AVE, CARRABELLE, FL 32322-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| May 04, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 12, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Feb 22, 2019 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 04, 2022 · Amount on Record |
| Deed Sale | May 04, 2022 · Amount on Record |
| Prior Sale | Feb 22, 2019 · Amount on Record |
| Deed Document Number | 202219002712 |
| Deed Book / Page | 1334 / 644 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 209 E MERIDIAN AVE, CARRABELLE, FL 32322-1805 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 209 E MERIDIAN AVE, CARRABELLE, FL 32322-1805 |
| Document Number | 0019003415 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 1302/684 |
| Instrument | 202119003415 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | May 04, 2022 |
| Property Address | 209 E MERIDIAN AVE, CARRABELLE, FL 32322-1805 |
| Document Number | 0019002712 |
| Book / Page | 1334 / 644 |
| Map Reference | MB 2 PG 20 |
| Instrument Date | May 03, 2022 |
| Instrument | 202219002712 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3506 THIRD AVE, DOTHAN, AL 36301-5848 |
| Name | Verified Name |
|---|---|
| Address | 3713 E PINEAVENUE, SAINT GEORGE ISLAND, FL 32328 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 209 E MERIDIAN AVE, CARRABELLE, FL 32322-1805 |
| Document Number | 0019005132 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 209 E MERIDIAN AVE CARRABELLE FL 323221805, CARRABELLE, FL 32322-1805 |
| Document Number | 0019005132 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 001253/000373 |
| Instrument | 19005132 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Feb 22, 2019 |
| Property Address | 209 E MERIDIAN AVE, CARRABELLE, FL 32322-1805 |
| Document Number | 0019000745 |
| Book / Page | 1236 / 011 |
| Map Reference | MB 2 PG 20 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 201919000745 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | TALLASHASSEE TTL GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 566, CARRABELLE, FL 32322-0566 |
| Name | Verified Name |
|---|---|
| Address | 209 E MERIDIAN AVE, CARRABELLE, FL 32322-1805 |
| Document Number | 0019000746 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 201919000746 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Municipality | Carrabelle City |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,405.00 (-0.03%) Homeowner's exemption | $247,516 (-0.51%) Land $76,500 Building $171,016 | $247,516 (-0.51%) Land $76,500 Building $171,016 |
| 2024 | $3,406.00 (+5.58%) Homeowner's exemption | $248,782 (+31.06%) Land $76,500 Building $172,282 | $248,782 (+31.06%) Land $76,500 Building $172,282 |
| 2023 | $3,226.00 (+1%) | $189,820 (+38.58%) Land $51,000 Building $138,820 | $189,820 (+33.38%) Land $51,000 Building $138,820 |
| 2022 | $1,613.00 Homeowner's exemption | $136,971 | $142,314 Land $37,500 Building $104,814 |
Source: FEMA National Flood Hazard Layer as of April 23, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 72 units insured incl. 29 condo units |
| Nearby Flood Claims | 7 (2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: T-Mobile USA.
Based on FCC filings for 160 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CARRABELLE WATER SYSTEM serves 3,690 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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