209 E Lafayette St, Ashkum, IL 60911 Property Records

Iroquois County property record for 209 E Lafayette St, Ashkum, IL 60911

Property Summary

Property Type	Single Family Home
Lot Size	0.523 acres (22,815 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 2026)
Tax Bill	$3,285 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10 28 201 007`

Property Details

APN / Parcel Number

Primary APN	`10 28 201 007`

Exterior

Lot Area	22,815 sqft (0.523 acres)

Location & Zoning

Street Address	209 E LAFAYETTE ST
City	ASHKUM
State	IL
Zip	60911-6069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 2, 4 & 6 BLK 90 VIL OF ASHKUM
Legal Subdivision	VILLAGE OF ASHKUM
Legal Block	90
Legal Lot Number	2,4,6
Jurisdiction	IROQUOIS IL
Township / Civil Division	ASHKUM
Census Block Group	2
Census Block	2041
Census Tract	950300

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 E LAFAYETTE ST, ASHKUM, IL 60911-6069
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 25, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Jul 25, 2018 · Amount on Record
Deed Document Number	20262022
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jun 15, 2026
Property Address	209 E LAFAYETTE ST, ASHKUM, IL 60911-6069
Document Number	0000002022
Instrument Date	May 20, 2026
Instrument	20262022
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E LAFAYETTE ST, ASHKUM, IL 60911-6069

Mortgage

Document Number	0000002023,
Date	Jun 15, 2026
Instrument	20262023

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	209 E LAFAYETTE ST, ASHKUM, IL 60911-6069
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00022R0091
Date	Jan 10, 2022
Instrument	22R0091

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jul 25, 2018
Property Address	209 E LAFAYETTE ST, ASHKUM, IL 60911-6069
Document Number	18R2284
Instrument Date	Jul 20, 2018
Instrument	18R2284
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 N FIFTH ST, 209, ASHKUM, IL 60911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E LAFAYETTE ST, ASHKUM, IL 60911-6069

Mortgage

Document Number	18R2285
Date	Jul 25, 2018
Instrument	18R2285

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Ashkum Village
County	Iroquois County
County Subdivision	Ashkum Township
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,285.00 (+13.71%) Homeowner's exemption	$49,590 (+13.74%) Land $14,410 Building $35,180	$148,770 (+13.74%) Land $43,230 Building $105,540
2024	$2,889.00 (+20.68%)	$43,600 (+14.77%) Land $12,670 Building $30,930	$130,800 (+14.77%) Land $38,010 Building $92,790
2022	$2,394.00 Homeowner's exemption	$37,990 Land $11,040 Building $26,950	$113,970 Land $33,120 Building $80,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	16 (1982–2018)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHKUM serves 800 people · EPA ID IL0750050
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb
Copper	1.96 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Apr 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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