209 E Kearney St, Avoca, IA 51521 Property Records

Pottawattamie County property record for 209 E Kearney St, Avoca, IA 51521

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,122 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Mar 2017)
Tax Bill	$2,406 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7739 09 410 003`

Property Details

APN / Parcel Number

Primary APN	`7739 09 410 003`
Alternative APN	`043 065 010 012305 000 000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,122 sqft Base Area
1st Floor Area	1,122 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1992
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	97 ft deep x 60 ft wide
Garage Area	640 sqft
Patio Area	168 sqft

Location & Zoning

Street Address	209 E KEARNEY ST
City	AVOCA
State	IA
Zip	51521-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVOCA TOWN-SUB BLK 45 ALLEN & COOKS ADD W60' LT 2
Legal Subdivision	ALLEN AND COOKS ADDITION SUBDIVISION BLK
Legal Block	45
Legal Lot Number	2
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	KNOX
Census Block Group	2
Census Block	2041
Census Tract	21502

Owner

209 E Kearney St is owned and occupied by an individual who bought it in March 2017.

Source: Pottawattamie County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	209 E KEARNEY ST, AVOCA, IA 51521-5119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2017	Warranty Deed, Transfer · FHA Mortgage CHARTER W BK
Dec 8, 2016	Deed of Trust, Mortgage · Conventional Mortgage SHELBY CNTY ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2017 · Amount on File
Deed Sale	Mar 29, 2017 · Amount on File
Prior Sale	Mar 23, 2016 · Amount on File
Deed Book / Page	2017 / 3653
Prior Transfer Date	Mar 16, 2016
Prior Transfer Doc	2016003483
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Mar 29, 2017
Property Address	209 E KEARNEY ST, AVOCA, IA 51521-5119
Document Number	0000003653
Instrument Date	Mar 8, 2017
Instrument	3653
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	CLEAR TITLE AND ABSTRACT LLC, CLEAR TITLE & ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E KEARNEY ST AVOCA IA 515215119, AVOCA, IA 51521-5119

Mortgage

Document Number	3655
Date	Mar 29, 2017
Instrument	3655

Lender

Name	CHARTER W BK
Address	WEST POINT, NE 68788

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	209 E KEARNEY ST, AVOCA, IA 51521-5119
Document Number	0000002347
Instrument Date	Dec 8, 2016
Transaction Type	Mortgage
Record Updated	Mar 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E KEARNEY ST AVOCA IA 515215119, AVOCA, IA 51521-5119

Mortgage

Document Number	0000002347
Date	Feb 24, 2017
Instrument	2347

Lender

Name	SHELBY CNTY ST BK
Type	Bank
Address	HARLAN, IA 51537

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 23, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 209 E Kearney St was $2,406.

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Avoca City
County	Pottawattamie County
Unified School District	AHSTW Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,400 Land $14,800 Building $152,600	$167,400 Land $14,800 Building $152,600
2025	$2,406.00
2023		$144,600 Land $12,900 Building $131,700	$144,600 Land $12,900 Building $131,700
2021	$3,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 E Kearney St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1997–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 E Kearney St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER private · serves 4,132 people · EPA ID IA8300184
Water Source	Purchased surface water from COUNCIL BLUFFS WATER WORKS
Last State Inspection	Sep 2023
Also Mapped Here	URBAN BLUFFS - NORTH
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Marne & Elk Horn Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Western Iowa Wireless.

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