Montgomery County property record for 209 E Graves St, Candor, NC 27229 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1972 |
| Square Footage | 1,080 sqft Finished Area |
| Lot Size | 21,344 sqft (0.49 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2023) |
| Tax Bill | $1,091.00 (2025) |
| Primary APN | 7575 08 88 1926 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,080 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 21,344 sqft (0.49 acres) |
| Depth X Width | 200 ft x 109 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 216 sqft Garage |
| Cooling System | None Cooling |
|---|---|
| Heating System | Zone Heating |
| Account Number | 1487955 |
|---|---|
| Street Address | 209 E GRAVES ST |
| City | CANDOR |
| State | NC |
| Zip | 27229-9073 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SANDHILL ACRES LOT 6; SEC 2 SANDHILL AC #6 S/2 |
| Legal Subdivision | SANDHILL ACRES |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY NC |
| Minor Civil Division | BISCOE |
| Census Blockgroup | 1 |
| Census Block | 1063 |
| Census Tract | 960501 |
Source: Montgomery County records · APN 7575 08 88 1926
Assessment roll updated September 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 E GRAVES ST, CANDOR, NC 27229-9073 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| May 17, 2023 | Warranty Deed, Transfer |
| Mar 26, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2023 · Amount on Record |
| Deed Sale | Oct 27, 2023 · Amount on Record |
| Prior Sale | May 17, 2023 · Amount on Record |
| Deed Doc Number | 2023380252 |
| Deed Book / Page | 932 / 780 |
| Prior Transfer Date | Jun 05, 2023 |
| Prior Transfer Doc | 000924/702 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Oct 27, 2023 |
| Property Address | 209 E GRAVES ST, CANDOR, NC 27229-9073 |
| Document Number | 000932/780 |
| Book / Page | 932 / 780 |
| Map Reference | MB 7 PG 39 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 380252 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1365 DOVER RD, STAR, NC 27356-7323 |
| Name | Verified Name |
|---|---|
| Address | 209 E GRAVES ST, CANDOR, NC 27229-9073 |
| Document Number | 0000380253 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 380253 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.02% |
| Type Change Date | Nov 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.02% |
| Max Rate At Change | 9.02% |
| Index | 5-Year TN |
| Max Rate | 13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | May 17, 2023 |
| Property Address | 209 E GRAVES ST, CANDOR, NC 27229-9073 |
| Document Number | 000923/570 |
| Book / Page | 923 / 570 |
| Map Reference | MB 7 PG 39 |
| Instrument Date | May 17, 2023 |
| Instrument | 378298 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $96.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 E CORAVES ST, CANDEN, NC 27229 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 209 E GRAVES ST, CANDOR, NC 27229-9073 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 869/385 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 869/385 |
| Instrument | 367415 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | TROY, NC 27371 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Candor Town |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,091.00 | $86,256 (-) Land $6,049 Building $80,207 | $86,256 (-) Land $6,049 Building $80,207 |
| 2023 | $86,256 Land $6,049 Building $80,207 | $86,256 Land $6,049 Building $80,207 |
209 E Graves St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Montgomery County (37123C), updated November 22, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 37th percentile of exposed land nationally · 53rd in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,923 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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