209 E Elm St, Shelby, NC 28150 Property Records

Cleveland County property record for 209 E Elm St, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	744 sqft · built 1927
Lot Size	0.103 acres (4,500 sqft)
Owner	Company Name on File
Last Sale	$22,000 (Mar 2019)
Tax Bill	$804 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22369`

Property Details

APN / Parcel Number

Primary APN	`22369`
Alternative APNs	`1340654` `1348764`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	744 sqft Finished Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1348764
Street Address	209 E ELM ST
City	SHELBY
State	NC
Zip	28150-5967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT E ELM ST
Legal Subdivision	EASTER MILL COMPANY
Legal Block	9
Legal Lot Number	E
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2040
Census Tract	951000

Owner

209 E Elm St is owned by a company that bought it in March 2019.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	8480 HONEYCUTT RD, 200, RALEIGH, NC 27615-2261
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed, Transfer · Commercial Mortgage RFLF 7 LLC
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage SHARONVIEW FCU
Mar 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2019 · Amount on File
Deed Sale	Mar 20, 2019 · Amount on File
Prior Sale	Apr 26, 2013 · Amount on File
Deed Document Number	2019200024240
Deed Book / Page	1788 / 216
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 21, 2022
Property Address	209 E ELM ST, SHELBY, NC 28150-5967
Document Number	0018780735
Book / Page	1878 / 735
Map Reference	MB 3-R PG 555
Instrument Date	Jul 14, 2022
Instrument	200075955
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	24 HOUR TITLE LLC, 24 HOUR TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8480 HONEYCUTT RD STE 200, 200, RALEIGH, NC 27615-2261

Mortgage

Document Number	0001878738
Date	Jul 21, 2022
Instrument	1878/738

Lender

Name	RFLF 7 LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 26, 2021
Property Address	209 E ELM ST, SHELBY, NC 28150-5967
Document Number	0018470640
Book / Page	1847 / 640
Instrument Date	Jul 26, 2021
Instrument	200058664
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 LAKE MONTONIA RD, 615, KINGS MOUNTAIN, NC 28086-9740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 NOLA CT, BOILING SPRINGS, SC 29316-6174

Mortgage

Document Number	1847644
Date	Jul 26, 2021
Instrument	1847/644

Lender

Name	SHARONVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 20, 2019
Property Address	209 E ELM ST, SHELBY, NC 28150-5967
Document Number	0017880216
Book / Page	001788 / 000216
Instrument Date	Mar 19, 2019
Instrument	24240
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$44.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	615 LAKE MONTONIA RD KINGS MOUNTAIN NC 280869740, KINGS MOUNTAIN, NC 28086-9740

Tax Assessment & Valuation

The 2026 property tax bill for 209 E Elm St was $804, up 6.1% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$804.00 (+6.07%)	$76,189 (-) Land $14,040 Building $62,149	$76,189 (-) Land $14,040 Building $62,149
2025	$758.00	$76,189 Land $14,040 Building $62,149	$76,189 Land $14,040 Building $62,149
2023		$22,165 Land $13,650 Building $8,515	$22,165 Land $13,650 Building $8,515

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 E Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ripple Fiber.

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