209 E Elcliff Rd, Spokane, WA 99218 Property Records

Spokane County property record for 209 E Elcliff Rd, Spokane, WA 99218

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,206 sqft · built 1978
Lot Size	0.305 acres (13,289 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,900 (Apr 2008)
Tax Bill	$3,875 (2026)
Deeds & Mortgages	Apr 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36083.0108`

Property Details

APN / Parcel Number

Primary APN	`36083.0108`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,206 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	1,126 sqft
Basement Area	528 sqft
Finished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,289 sqft (0.305 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Deck Area	98 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	209 E ELCLIFF RD
City	SPOKANE
State	WA
Zip	99218-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	ELCLIFF SUB PTN OF BLK 6 DAF; BEG AT SELY COR OF BLK 6 TH W90 TH N18DEG 04MIN 17SDS E154.63 TH E90 TH S18DEG 02MIN 45SDS W154.85 TO POB
Legal Range	43E
Legal Township	26N
Legal Section	08
Legal Subdivision	ELCLIFF SUB
Legal Block	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2023
Census Tract	10505

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 E ELCLIFF RD, SPOKANE, WA 99218-1611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2008 · Amount on Record
Deed Sale	Apr 7, 2008 · Amount on Record
Prior Sale	Nov 18, 2003 · Amount on Record
Deed Document Number	20085661235
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	209 E ELCLIFF RD, SPOKANE, WA 99218-1611
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007064159
Date	Apr 21, 2021
Instrument	7064159

Lender

Name	T2 FINANCIAL LLC
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	209 E ELCLIFF RD, SPOKANE, WA 99218-1611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006712326
Date	May 31, 2018
Instrument	6712326

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,875.00 (+1.97%)	$385,300 (-0.52%) Land $110,000 Building $275,300	$385,300 (-0.52%) Land $110,000 Building $275,300
2025	$3,800.00 (+5.67%)
2024		$387,300 (+35.37%) Land $86,000 Building $301,300	$387,300 (+35.37%) Land $86,000 Building $301,300
2023	$3,596.00 (+9.77%)	$286,100 Land $70,000 Building $216,100	$286,100 Land $70,000 Building $216,100
2022	$3,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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