209 E Cunningham St, Winnebago, IL 61088 Property Records

Winnebago County property record for 209 E Cunningham St, Winnebago, IL 61088 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1900
Square Footage4,170 sqft Living Area
Lot Size41,382 sqft (0.95 acres)
OccupancyOwner Occupied
Last Sale$90,000 (2007)
Tax Bill$5,352.00 (2025)

Property Details

APN / Parcel Number

Primary APN520B013B
Alternative APN
  • 1416102003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area4,170 sqft Living Area
Gross Area5,516 sqft Gross Area
1st Floor1,777 sqft 1st Floor
Basement Area1,346 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area41,382 sqft (0.95 acres)
DrivewayDriveway
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area1,074 sqft Garage
Deck Area126 sqft Deck

Utilities and HVAC

Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number520B013B
Street Address209 E CUNNINGHAM ST
CityWINNEBAGO
StateIL
Zip61088-9709
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHE E 168 FT OF N 245.48 FT OF E 392.91 FT OF W 821.91 FT PT NW 1/4 NW 1/4 SEC SEC: 16 TWP: 026 RANGE: 011 ACRES:0.95
Legal Range11E
Legal Township26N
Legal Section16
JurisdictionWINNEBAGO IL
Minor Civil DivisionWINNEBAGO
Census Blockgroup2
Census Block2057
Census Tract4200

Owner

Source: Winnebago County records · APN 520B013B

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address209 E CUNNINGHAM ST, WINNEBAGO, IL 61088-9709
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 17, 2007 · Amount on Record
Deed SaleJan 17, 2007 · Amount on Record
Deed Doc Number2007705642
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address209 E CUNNINGHAM ST, WINNEBAGO, IL 61088-9709
Transaction TypeMortgage
Record UpdatedNov 10, 2021
Title CompanyCITYWIDE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036363
DateOct 12, 2021
Instrument2136363
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionWinnebago Township
MunicipalityWinnebago Village
Unified School DistrictWinnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,352.00$75,693 (+31.49%) Land $12,543 Building $63,150$227,079 (+31.49%) Land $37,629 Building $189,450
2022Homeowner's exemption$57,567 Land $9,636 Building $47,931$172,701 Land $28,908 Building $143,793

Flood & Wildfire

209 E Cunningham St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Winnebago County (17201C), updated July 12, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
5th percentile of exposed land nationally · 30th in Illinois
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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