209 E Cowan Dr, Houston, TX 77007 Property Records

Harris County property record for 209 E Cowan Dr, Houston, TX 77007

Property Summary

Property TypeSingle Family Home
Details6 bd · 6.5 ba · 6,133 sqft · built 2004
Lot Size0.227 acres (9,900 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jul 2017)
Tax Bill$43,654 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN068-023-006-0026

Property Details

APN / Parcel Number

Primary APN068-023-006-0026

Interior

Bedrooms6 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms14 Rooms
Stories1 Story
Building Area6,133 sqft Living Area
1st Floor Area2,996 sqft
AtticAttic
Attic Area707 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleTraditional
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Lot Area9,900 sqft (0.227 acres)
View / LotNeighborhood
Garage Area853 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchOpen Frame Porch
Porch Area163 sqft
Patio Area471 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0680230060026
Street Address209 E COWAN DR
CityHOUSTON
StateTX
Zip77007-5023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 26 BLK 6 CRESTWOOD
Legal SubdivisionCRESTWOOD
Legal Block6
Legal Lot Number26
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2007
Census Tract510802

Owner

209 E Cowan Dr is owned and occupied by an individual who bought it in July 2017.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address209 E COWAN DR, HOUSTON, TX 77007-5023
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Jul 10, 2017Warranty Deed, Transfer
TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2017 · Amount on File
Deed SaleJul 10, 2017 · Amount on File
Prior SaleOct 12, 2005 · Amount on File
Deed Document Number2017305076
Prior Transfer DateJul 7, 2017
Prior Transfer Doc20170305076
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address209 E COWAN DR, HOUSTON, TX 77007-5023
Transaction TypeMortgage
Record UpdatedJan 27, 2022
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012148
DateJan 6, 2022
Instrument2022-12148
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressJACKSON, MS 39225
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateFeb 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.87%
IndexOther
Margin3
Max Rate7.87%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateJul 10, 2017
Property Address209 E COWAN DR, HOUSTON, TX 77007-5023
Document Number0000305076
Instrument DateJul 7, 2017
Instrument305076
Transaction TypeTransfer
Record UpdatedSep 11, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 E COWAN DR HOUSTON TX 770075023, HOUSTON, TX 77007-5023

Mortgage

Document Number305077
DateJul 10, 2017
Instrument305077
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressPO BOX 22869, JACKSON, MS 39225-2869
Agreement
AmountAmount on Record
Term360 Months
DueJul 9, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 209 E Cowan Dr was $43,654 with a homeowner's exemption, up 11.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,792,488 (-2.18%) Land $1,534,500 Building $1,257,988$2,792,488 (-2.18%) Land $1,534,500 Building $1,257,988
2025$43,654.00 (+11.07%) Homeowner's exemption$2,854,743 Land $1,386,000 Building $1,468,743$2,854,743 Land $1,386,000 Building $1,468,743
2024$39,303.00
2023$2,200,000 Land $1,138,500 Building $1,061,500$2,200,000 Land $1,138,500 Building $1,061,500
2022$34,298.00
2020$36,069.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 E Cowan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 87 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies87 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 209 E Cowan Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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