Carroll County property record for 209 E Clark St, Flora, IN 46929
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,980 sqft · built 1952 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,300 (May 2015) |
| Tax Bill | $1,461 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Sep 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-10-021-007.000-016 |
| Primary APN | 08-10-10-021-007.000-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 3,084 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01609473158 |
|---|---|
| Street Address | 209 E CLARK ST |
| City | FLORA |
| State | IN |
| Zip | 46929-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 018-21007-00 PT NW4 SW4 10-24-1 .76AC |
| Jurisdiction | CARROLL IN |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 959800 |
Source: Carroll County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 209 E CLARK ST, FLORA, IN 46929-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Sep 21, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Nov 5, 2018 | Deed of Trust, Mortgage · Line of Credit LAFAYETTE BANK & TRUST CO |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2015 · Amount on Record |
| Deed Sale | May 21, 2015 · Amount on Record |
| Prior Sale | May 21, 2015 |
| Deed Document Number | 20151940 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 209 E CLARK ST, FLORA, IN 46929-1621 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 209 E CLARK ST, FLORA, IN 46929-1621 |
| Document Number | 2023001548 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2023001548 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | FLORA, IN 46929 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 8, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 209 E CLARK ST, FLORA, IN 46929-1621 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 209 E CLARK ST, FLORA, IN 46929-1621 |
| Document Number | 2021003465 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021003465 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | FLORA, IN 46929 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 209 E CLARK ST, FLORA, IN 46929-1621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 209 E CLARK ST, FLORA, IN 46929-1621 |
| Document Number | 2018003494 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 2018003494 |
| Name | LAFAYETTE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | FLORA, IN 46929 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IN |
| Property Address | 209 E CLARK ST, FLORA, IN 46929-1621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 209 E CLARK ST, FLORA, IN 46929-1621 |
| Document Number | 2020003554 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020003554 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MUNCIE, IN 47305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Carroll County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Carroll County |
| County Subdivision | Monroe Township |
| Municipality | Flora Town |
| Unified School District | Carroll Consolidated School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,461.00 (+5.56%) Homeowner's exemption | $194,100 (+33.13%) Land $33,500 Building $160,600 | $194,100 (+33.13%) Land $33,500 Building $160,600 |
| 2024 | $1,384.00 (+7.37%) | ||
| 2023 | $145,800 (+7.44%) Land $26,400 Building $119,400 | $145,800 (+7.44%) Land $26,400 Building $119,400 | |
| 2022 | $1,289.00 | $135,700 Land $26,400 Building $109,300 | $135,700 Land $26,400 Building $109,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1983–1989) |
| Most Recent Claim | May 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA WATER WORKS serves 2,100 people · EPA ID IN5208003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mulberry Cooperative Telephone Company Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| On-Ramp Indiana Fixed Wireless | 200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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