209 E Cady St, Watertown, WI 53094 Property Records

Jefferson County property record for 209 E Cady St, Watertown, WI 53094

Property Summary

Property Type	Single Family Home
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Owner Names on File
Last Sale	$49,200 (Dec 2013)
Tax Bill	$2,151 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`291-0815-0412-085`

Property Details

APN / Parcel Number

Primary APN	`291-0815-0412-085`
Alternative APN	`29127480001000`

Exterior

Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	63 ft deep x 55.7 ft wide

Location & Zoning

Old Parcel Number	29127480001000
Street Address	209 E CADY ST
City	WATERTOWN
State	WI
Zip	53094-3726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW/C LOT 2, BLK 55, OPES ELY 55.66FT, SLY 63FT, WLY 55.66FT, NLY 63FT TO POB. SUBJ TO DRWY ESMT. ALSO DRWY ESMT IN DOC 13
Legal Range	15E
Legal Township	08N
Legal Section	04
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	POB SUB
Legal Block	55
Legal Lot Number	2
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERTOWN
Census Block Group	3
Census Block	3006
Census Tract	100200

Owner

The current owner of 209 E Cady St bought it in December 2013.

Source: Jefferson County records, as of February 16, 2026

Owner of Record	2 Owner Names on File
Mailing Address	S35W35705 COUNTY ROAD D, DOUSMAN, WI 53118-9676

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2013 · Amount on File
Deed Sale	Dec 16, 2013 · Amount on File
Deed Document Number	1337891
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	209 E CADY ST, WATERTOWN, WI 53094-3726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001400456
Date	Aug 17, 2018
Instrument	1400456

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	209 E CADY ST, WATERTOWN, WI 53094-3726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001434723
Date	Nov 6, 2020
Instrument	1434723

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 209 E Cady St was $2,151.

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,151.00	$131,100 Land $25,200 Building $105,900	$131,300
2023	$1,844.00	$105,800 Land $21,000 Building $84,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 E Cady St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 209 E Cady St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATERWORKS serves 23,945 people · EPA ID WI1280044
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	15 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Netwurx.

Nearby Properties on E Cady St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures