209 E Baker St, Minneola (Clermont), FL 34715 Property Records

Lake County property record for 209 E Baker St, Minneola, FL 34715

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,188 sqft · built 1996
Lot Size	0.234 acres (10,196 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Feb 2022)
Tax Bill	$2,468 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-22-26-0821-000-03700`

Property Details

APN / Parcel Number

Primary APN	`18-22-26-0821-000-03700`
Alternative APN	`3661290`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,196 sqft (0.234 acres)
Garage Type	Finished
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3661290
Street Address	209 E BAKER ST
City	MINNEOLA
State	FL
Zip	34715-7427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MINNEOLA PARKSIDE II SUB LOT 37 PB 36 PG 53 ORB 5891 PG 527
Legal Range	26E
Legal Township	22S
Legal Section	18
Legal Subdivision	MINNEOLA
Legal Tract	821
Legal Lot Number	37
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1027
Census Tract	31309

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	209 E BAKER ST, MINNEOLA, FL 34715-7427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 4, 2022	Warranty Deed, Transfer · FHA Mortgage FIDELITY FUNDING MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Prior Sale	Dec 29, 2015 · Amount on Record
Deed Document Number	2022016918
Deed Book / Page	5891 / 527
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	209 E BAKER ST, MINNEOLA, FL 34715-7427
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E BAKER ST, MINNEOLA, FL 34715-7427

Mortgage

Document Number	0056272074
Date	Jan 25, 2021
Book Page	5627/2074
Instrument	2021010579

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	209 E BAKER ST, MINNEOLA, FL 34715-7427
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E BAKER ST, MINNEOLA, FL 34715-7427

Mortgage

Document Number	0060512383
Date	Nov 15, 2022
Book Page	6051/2383
Instrument	2022147670

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 25, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 4, 2022
Property Address	209 E BAKER ST, MINNEOLA, FL 34715-7427
Document Number	0058910527
Book / Page	5891 / 527
Map Reference	MB 36 PG 53
Instrument Date	Feb 2, 2022
Instrument	2022016918
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1401 W HIGHWAY 5077, CLERMONT, FL 34711

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 E BAKER ST, MINNEOLA, FL 34715-7427

Mortgage

Document Number	0005891528
Date	Feb 4, 2022
Instrument	5891/528

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Minneola City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,970 (+5.98%) Land $83,250 Building $98,720	$246,314 (+43.46%) Land $83,250 Building $163,064
2024	$2,468.00 (+2.79%)
2023	$2,401.00 (+28.67%) Homeowner's exemption	$171,699 (+21.78%)	$171,699 (-) Land $36,750 Building $134,949
2022	$1,866.00 Homeowner's exemption	$140,990	$171,699 Land $36,750 Building $134,949

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1995–2018)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

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