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209 E 7th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 209 E 7th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,452 sqft · built 1890
Lot Size0.147 acres (6,435 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Feb 2023)
Tax Bill$3,000 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Dec 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN351200 128.73-04-32

Property Details

APN / Parcel Number

Primary APN351200 128.73-04-32
Alternative APNs
  • 120012807300040320000000
  • 0441AM

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,452 sqft Living Area
1st Floor Area1,048 sqft
Upper Floors Area423 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialWood
Lot Area6,435 sqft (0.147 acres)
Lot Dimensions117 ft deep x 55 ft wide
Garage TypeAttached
Garage Area228 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area189 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0441AM
Street Address209 E 7TH ST
CityOSWEGO
StateNY
Zip13126-3232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN1
Legal DescriptionHG 26, B 80, L 310 074-007-000
Legal SubdivisionHAMILTONS GORE
Legal Block4
Legal Lot Number32.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3011
Census Tract21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.73-04-32

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address209 E 7TH ST, OSWEGO, NY 13126-3232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
EMPOWER FCU
Sep 06, 2018Warranty Deed, Transfer · Conventional Mortgage
EMPOWER FCU
Sep 06, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 22, 2023 · Amount on Record
Deed SaleFeb 22, 2023 · Amount on Record
Prior SaleSep 06, 2018 · Amount on Record
Deed Document Number20231657
Record UpdatedJun 08, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateFeb 22, 2023
Property Address209 E 7TH ST, OSWEGO, NY 13126-3232
Document Number0000001657
Instrument DateFeb 10, 2023
InstrumentR-2023-001657
Transaction TypeTransfer
Record UpdatedMar 16, 2023
Title CompanyTIMES SQUARE ABSTRACT LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address209 E 7TH ST, OSWEGO, NY 13126-3232

Transferred To (Grantee/Buyer)

NameVerified Name
Address2443 SHIVA CT, WILDWOOD, MO 63011-4907

Mortgage

Document Number0000001658
DateFeb 22, 2023
InstrumentR-2023-001658
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address209 E 7TH ST, OSWEGO, NY 13126-3232
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011727
DateDec 23, 2019
InstrumentR-2019-011727
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateSep 06, 2018
Property Address209 E 7TH ST, OSWEGO, NY 13126-3232
Document Number0000008719
Instrument DateSep 04, 2018
InstrumentR-2018-008719
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyCNY ABSTRACT AND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$328.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address209 W 7TH ST, 209, OSWEGO, NY 13126-3688

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 E 7TH ST, OSWEGO, NY 13126-3232

Mortgage

Document Number0000008720
DateSep 06, 2018
InstrumentR-2018-008720
Lender
NameEMPOWER FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSWEGO NY
Recording DateSep 06, 2018
Property Address209 E 7TH ST, OSWEGO, NY 13126-3232
Document Number0000008718
Instrument DateAug 27, 2018
Instrument8718
Transaction TypeTransfer
Record UpdatedSep 19, 2018

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 W 7TH ST OSWEGO NY 131263688, OSWEGO, NY 13126-3688

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,000.00$160,000 (+95.12%) Land $19,900 Building $140,100$160,000 (+61.95%) Land $19,900 Building $140,100
2023$82,000 Land $13,000 Building $69,000$98,795 Land $15,663 Building $83,132

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1984)
Most Recent ClaimApr 1984 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 879 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOSWEGO CITY
serves 29,400 people
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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