209 E 4th St, Loveland, CO 80537 Property Records

Larimer County property record for 209 E 4th St, Loveland, CO 80537

Property Summary

Property Type	Office Building
Details	5,764 sqft · built 1915
Lot Size	0.084 acres (3,685 sqft)
Owner	Company Name on File
Last Sale	$1,205,000 (Jul 2024)
Tax Bill	$27,858 (2025)
Deeds & Mortgages	May 2023 Mortgage Jul 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`95133-69-003`

Property Details

APN / Parcel Number

Primary APN	`95133-69-003`
Alternative APN	`R1368133`

Interior

Stories	2 Stories
Building Area	5,764 sqft Total Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2011
Architectural Style	Other
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Lot Area	3,685 sqft (0.084 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	600 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R1368133
Old Parcel Number	9513369003
Street Address	209 E 4TH ST
City	LOVELAND
State	CO
Zip	80537-5601
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	LOT 3, BLK 1, WOOLWORTH SUB, LOV
Legal Range	69
Legal Township	05
Legal Section	13
Legal Quarter	SW
Legal Subdivision	WOOLWORTH
Legal Block	1
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	1
Census Block	1017
Census Tract	2007

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Loveland Historic District listed 2015 · 46 contributing resources · NRIS 15000281

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

209 E 4th St, a commercial property, is owned by a company that bought it in July 2024.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 3460, EVERGREEN, CO 80437-3460
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK
Jul 12, 2024	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Apr 5, 2023	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Mar 1, 2023	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit NORTHWESTERN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	Apr 5, 2023 · Amount on File
Deed Document Number	20240028362
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	209 E 4TH ST, LOVELAND, CO 80537-5601
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	FNTIC, FNTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020044
Date	May 18, 2023
Instrument	20230020044

Lender

Name	FIRST BANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2033

July 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 12, 2024
Property Address	209 E 4TH ST, LOVELAND, CO 80537-5601
Document Number	0000028362
Instrument Date	Jul 11, 2024
Instrument	20240028362
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3460, EVERGREEN, CO 80437-3460

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 5, 2023
Property Address	209 E 4TH ST, LOVELAND, CO 80537-5601
Document Number	0000013152
Instrument Date	Apr 4, 2023
Instrument	20230013152
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$120.71
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E 4TH ST, LOVELAND, CO 80537-5601

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 1, 2023
Property Address	209 E 4TH ST, LOVELAND, CO 80537-5601
Document Number	0000007965
Instrument Date	Feb 22, 2023
Instrument	20230007965
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$144.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4927 E COUNTY ROAD 36, FORT COLLINS, CO 80528-8914

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	209 E 4TH ST, LOVELAND, CO 80537-5601
Document Number	0000036491
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 5TH ST SW ORANGE CITY IA 510411911, ORANGE CITY, IA 51041-1911

Mortgage

Document Number	0000036491
Date	Jul 1, 2019
Instrument	36491

Lender

Name	NORTHWESTERN BK
Type	Bank
Address	ORANGE CITY, IA 51041-0260

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 209 E 4th St was $27,858.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,858.00	$319,032 Land $49,734 Building $269,298	$1,181,600 Land $184,200 Building $997,400
2023	$24,064.00 (+36.63%)	$292,643 (+36.66%) Land $41,097 Building $251,546	$1,048,900 (+42.05%) Land $147,300 Building $901,600
2022	$17,613.00	$214,136 Land $37,381 Building $176,755	$738,400 Land $128,900 Building $609,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 209 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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