209 Dennis Ct, Elgin, IL 60123 Property Records

Kane County property record for 209 Dennis Ct, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,617 sqft · built 1963
Lot Size0.285 acres (12,408 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Apr 2023)
Tax Bill$7,701 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Dec 2020 Transfer
Flood ZoneZone X (minimal risk)
APN06-22-127-012

Property Details

APN / Parcel Number

Primary APN06-22-127-012

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,617 sqft Living Area
Gross Area3,234 sqft
1st Floor Area1,617 sqft
Basement Area1,617 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialBrick
Lot Area12,408 sqft (0.285 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address209 DENNIS CT
CityELGIN
StateIL
Zip60123-5901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY KNOLLS UNIT 1 LOT 38
Legal SubdivisionCOUNTRY KNOLLS
Legal Block1
Legal Lot Number38
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1007
Census Tract851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2358 SOUTH ST, ELGIN, IL 60123-6996
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Dec 8, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2023 · Amount on Record
Deed SaleApr 10, 2023 · Amount on Record
Prior SaleJul 20, 2007 · Amount on Record
Deed Document Number202310950
Prior Transfer DateNov 19, 2020
Prior Transfer Doc0000075992
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 10, 2023
Property Address209 DENNIS CT, ELGIN, IL 60123-5901
Document Number0000010950
Instrument DateMar 31, 2023
Instrument2023K010950
Transaction TypeTransfer
Record UpdatedApr 19, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2358 SOUTH ST, ELGIN, IL 60123-6996

Mortgage

Document Number0000010951
DateApr 10, 2023
Instrument2023K010951
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053
Interest
Rate TypeFixed Rate
Rate7%

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateDec 8, 2020
Property Address209 DENNIS CT, ELGIN, IL 60123-5901
Document Number0000075992
Instrument DateNov 19, 2020
Instrument75992
Transaction TypeTransfer
Record UpdatedJan 5, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address209 DENNIS CT ELGIN IL 601235901, ELGIN, IL 60123-5901

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,701.00 (+23.93%)$108,954 (+8.57%) Land $27,873 Building $81,081$326,993 (+8.57%) Land $83,652 Building $243,340
2024$100,354 (+21.39%) Land $25,673 Building $74,681$301,182 (+21.44%) Land $77,050 Building $224,133
2022$6,214.00 (+5.07%) Homeowner's exemption$82,669 (+6.96%) Land $21,149 Building $61,520$248,007 (+6.96%) Land $63,447 Building $184,560
2021$5,914.00 Homeowner's exemption$77,290 Land $19,773 Building $57,517$231,870 Land $59,319 Building $172,551

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1994)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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