Stanly County property record for 209 Delancy St, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,373 sqft · built 2007 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,435 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 557502569163 |
| Primary APN | 557502569163 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,373 sqft Finished Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 649 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 35890 |
|---|---|
| Street Address | 209 DELANCY ST |
| City | LOCUST |
| State | NC |
| Zip | 28097-9435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPS |
| Legal Description | HSE 209 DELANCY ST LT 42 LOCUST VALLEY SUBD 557502112 |
| Legal Subdivision | LOCUST VALLEY |
| Legal Lot Number | 42 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 209 DELANCY ST, LOCUST, NC 28097-9435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Oct 16, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Sep 9, 2025 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 2010 |
| Deed Sale | Jan 1, 2010 |
| Prior Sale | Jun 15, 2009 · Amount on Record |
| Deed Book / Page | 1286 / 752 |
| Last Transfer Date | Jun 3, 2021 |
| Transfer Doc | 0000435521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 11, 2026 |
| Property Address | 209 DELANCY ST, LOCUST, NC 28097-9435 |
| Document Number | 0000487657 |
| Book / Page | 1918 / 334 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026487657 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | VANTAGE POINT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 DELANCY ST, LOCUST, NC 28097-9435 |
| Document Number | 0000487657, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 1918/334 |
| Instrument | 2026487657 |
| Name | CLEARPATH LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 209 DELANCY ST, LOCUST, NC 28097-9435 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 209 DELANCY ST, LOCUST, NC 28097-9435 |
| Document Number | 0000482020 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 1898/1 |
| Instrument | 482020 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 209 DELANCY ST, LOCUST, NC 28097-9435 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 209 DELANCY ST, LOCUST, NC 28097-9435 |
| Document Number | 0000480802 |
|---|---|
| Date | Sep 9, 2025 |
| Book Page | 1893/1302 |
| Instrument | 480802 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,435.00 (+15,193.1%) | $482,097 (+43.97%) Land $65,000 Building $417,097 | $482,097 (+43.97%) Land $65,000 Building $417,097 |
| 2023 | $29.00 | $334,860 (-) Land $35,000 Building $299,860 | $334,860 (-) Land $35,000 Building $299,860 |
| 2022 | $29.00 | $334,860 Land $35,000 Building $299,860 | $334,860 Land $35,000 Building $299,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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