209 Deer Run Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 209 Deer Run Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,064 sqft · built 1973
Lot Size	1.28 acres (55,931 sqft)
Owner	Individual Name on Record
Last Sale	$1,450,000 (Apr 2022)
Tax Bill	$15,458 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059D1-02-0L-00100`

Property Details

APN / Parcel Number

Primary APN	`059D1-02-0L-00100`
Alternative APN	`20158`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,064 sqft Finished Area
Basement Area	1,300 sqft
Finished Basement	967 sqft
Unfinished Basement	333 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	55,931 sqft (1.28 acres)
Garage Area	558 sqft
Driveway	Paver Driveway
Porch	Slab
Porch Area	291 sqft
Patio Area	358 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	209 DEER RUN RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	EDNAM FOREST 4 L 1
Legal Subdivision	EDNAM FOREST
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	2
Census Block	2013
Census Tract	11000

Owner

Source: Albemarle County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 DEER RUN RD, CHARLOTTESVILLE, VA 22903-4706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed, Transfer · Conventional Mortgage BANK OF THE JAMES INC
Jul 7, 2021	Warranty Deed, Transfer · SBA Mortgage CARTER BANK & TRUST
Apr 19, 2017	Deed of Trust, Mortgage · Line of Credit VIRGINIA NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Jul 7, 2021 · Amount on Record
Deed Document Number	20224023
Record Updated	Sep 20, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 1, 2022
Property Address	209 DEER RUN RD, CHARLOTTESVILLE, VA 22903-4706
Document Number	202200004023
Map Reference	MB 458 PG 343
Instrument Date	Mar 24, 2022
Instrument	202200004023
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	STATEWIDE TITLE SERVICES/FL LLC, STATEWIDE STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	209 DEER RUN RD, CHARLOTTESVILLE, VA 22903-4706

Mortgage

Document Number	202200004024
Date	Apr 1, 2022
Instrument	202200004024

Lender

Name	BANK OF THE JAMES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 7, 2021
Property Address	209 DEER RUN RD, CHARLOTTESVILLE, VA 22903-4706
Document Number	5571/287
Book / Page	5571 / 287
Map Reference	MB 458 PG 343
Instrument Date	May 10, 2021
Instrument	2021-00011940
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$969.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 E WATER ST STE H, H, CHARLOTTESVILLE, VA 22902-5361

Mortgage

Document Number	202100011941
Date	Jul 7, 2021
Instrument	2021-00011941

Lender

Name	CARTER BANK & TRUST
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	209 DEER RUN RD, CHARLOTTESVILLE, VA 22903-4706
Document Number	0000004503
Book / Page	004900 / 000068
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 DEER RUN RD CHARLOTTESVILLE VA 229034706, CHARLOTTESVILLE, VA 22903-4706

Mortgage

Document Number	0000004503
Date	Apr 24, 2017
Book Page	004900/000068
Instrument	4503

Lender

Name	VIRGINIA NAT'L BK
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,091,800 (+44.57%) Land $485,000 Building $1,606,800	$2,091,800 (+44.57%) Land $485,000 Building $1,606,800
2025	$15,458.00
2023		$1,446,900 Land $385,000 Building $1,061,900	$1,446,900 Land $385,000 Building $1,061,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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