Mercer County property record for 209 Dean Dr, Harrodsburg, KY 40330
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.41 acres (17,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Sep 2025) |
| Tax Bill | $850 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073.10-00001.14 |
| Primary APN | 073.10-00001.14 |
|---|---|
| Alternative APNs |
|
| Lot Area | 17,900 sqft |
|---|
| Account Number | 28408 |
|---|---|
| Street Address | 209 DEAN DR |
| City | HARRODSBURG |
| State | KY |
| Zip | 40330-8314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEAN DR LOT 14 |
| Legal Subdivision | CADDELL FARM TRACT 1E |
| Legal Lot Number | 14 |
| Jurisdiction | MERCER KY |
| Township / Civil Division | BURGIN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 960500 |
209 Dean Dr is owned and occupied by two individuals who bought it in September 2025.
Source: Mercer County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 DEAN DR, HARRODSBURG, KY 40330-8314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2023 | Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK & TRUST CO |
| Sep 5, 2025 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on File |
| Deed Sale | Sep 5, 2025 · Amount on File |
| Deed Document Number | 202512046678 |
| Deed Book / Page | 388 / 51 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 209 DEAN DR, HARRODSBURG, KY 40330-8314 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS |
| Name | Verified Name |
|---|---|
| Address | 935 LAKEWOOD FARMINGDALE RD, HOWELL, NJ 07731-8771 |
| Investor | Possibly a Property Investor |
| Document Number | 00M782/733 |
|---|---|
| Date | Nov 17, 2023 |
| Book Page | M782/733 |
| Instrument | 12024452 |
| Name | FARMERS STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | MOUNT STERLING, IL 62353 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 10, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER KY |
| Recording Date | Sep 5, 2025 |
| Property Address | 209 DEAN DR, HARRODSBURG, KY 40330-8314 |
| Document Number | 000D388/51 |
| Book / Page | D388 / 51 |
| Map Reference | CAB D SL 748 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 12046678 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | TREY TITLE LLC, TRUE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 935 LAKEWOOD FARMINGDALE RD, HOWELL, NJ 07731-8771 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 209 DEAN DR, HARRODSBURG, KY 40330-8314 |
| Document Number | 0012046682 |
|---|---|
| Date | Sep 5, 2025 |
| Instrument | 12046682 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 209 Dean Dr was $850, down 2.6% from the year before.
Source: Mercer County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Burgin City |
| County | Mercer County |
| Unified School District | Burgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $850.00 (-2.63%) | $219,000 Land $10,000 Building $209,000 | $219,000 Land $10,000 Building $209,000 |
| 2024 | $873.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 Dean Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 25 (1989–2026) |
| Claims Outside the SFHA | 14 of 25 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 Dean Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BURGIN WATER DEPARTMENT serves 1,426 people · EPA ID KY0840048 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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