209 Cypress Ave, Troy, TX 76579 Property Records

Bell County property record for 209 Cypress Ave, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	1,958 sqft · built 2022
Lot Size	0.131 acres (5,685 sqft)
Owner	Company Name on Record
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0525900000`

Property Details

APN / Parcel Number

Primary APN	`0525900000`
Alternative APNs	`0375601512` `519291` `874361` `29043`

Interior

Stories	2 Stories
Building Area	1,958 sqft Living Area
1st Floor Area	1,012 sqft
2nd Floor Area	946 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Hardboard
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,685 sqft (0.131 acres)
Lot Dimensions	110 ft deep x 110 ft wide
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	209 CYPRESS AVE
City	TROY
State	TX
Zip	76579-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	CYPRESS GROVE, BLOCK 001, LOT 0005
Legal Subdivision	CYPRESS GROVE
Legal Block	1
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2018
Census Tract	20102

Owner

Source: Bell County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	213 N CENTRAL AVE, 300, TROY, TX 76579-2557
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST UNITED BANK & TRUST CO
Apr 24, 2020	Deed of Trust, Mortgage FIRST UNITED BK
Jan 3, 2017	Warranty Deed, Transfer FIRST CMNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2017
Deed Sale	Jan 3, 2017
Prior Sale	Sep 25, 2015 · Amount on Record
Deed Document Number	201793
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	209 CYPRESS AVE, TROY, TX 76579-2517
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	UNKNOWN, TEJAS LAND & TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 N CENTRAL AVE, TROY, TX 76579-2557

Mortgage

Document Number	0000049721
Date	Oct 8, 2025
Instrument	2025049721

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	209 CYPRESS AVE, TROY, TX 76579-2517
Document Number	0000019419
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	213 N CENTRAL AVE TROY TX 765792557, TROY, TX 76579-2557

Mortgage

Document Number	0000019419
Date	Apr 24, 2020
Instrument	19419

Lender

Name	FIRST UNITED BK
Type	Bank
Address	7286 W ADAMS AVE, TEMPLE, TX 76502-5623

Agreement

Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jan 3, 2017
Property Address	209 CYPRESS AVE, TROY, TX 76579-2517
Document Number	0000000093
Instrument Date	Dec 28, 2016
Instrument	93
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	FIRST CMNTY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 340 TROY TX 765790340, TROY, TX 76579-0340

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,536.00 (-65.53%)	$220,000 (-64.02%) Land $22,000 Building $198,000	$220,000 (-64.02%) Land $22,000 Building $198,000
2023	$10,259.00 (+81.48%)	$611,395 Land $15,000 Building $596,395	$611,395 Land $15,000 Building $596,395
2022	$5,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 4,367 people · EPA ID TX0140037
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Nearby Properties on Cypress Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures