Cherokee County property record for 209 Cross Rd, Acworth, GA 30102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,245 sqft · built 2016 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Dec 2022) |
| Tax Bill | $4,191 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Dec 2022 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21N10G 005 |
| Primary APN | 21N10G 005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,245 sqft Heated Area |
| 1st Floor Area | 940 sqft |
| Upper Floors Area | 1,305 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 75 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 748470 |
|---|---|
| Street Address | 209 CROSS RD |
| City | ACWORTH |
| State | GA |
| Zip | 30102-1349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-3 |
| Legal Description | LOT 5 HIGH SHOALS U 1 |
| Legal Subdivision | HIGH SHOALS SUB #1 |
| Legal Lot Number | 5 |
| Jurisdiction | CHEROKEE GA |
| Township / Civil Division | WOODSTOCK |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 91101 |
209 Cross Rd is owned and occupied by an individual who bought it in December 2022.
Source: Cherokee County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 CROSS RD, ACWORTH, GA 30102-1349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL |
| Dec 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL |
| Sep 1, 2022 | Warranty Deed, Transfer |
| May 4, 2020 | Deed of Trust, Mortgage · Conventional with PMI MILEND |
| Oct 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage MILEND |
| Mar 13, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage SYNOVUS BK |
| Mar 30, 2017 | Deed of Trust, Transfer · Conventional with PMI MILEND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2022 · Amount on File |
| Deed Sale | Dec 30, 2022 · Amount on File |
| Prior Sale | Sep 1, 2022 · Amount on File |
| Deed Document Number | 0148462161 |
| Deed Book / Page | 14846 / 2161 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE GA |
| Recording Date | Dec 30, 2022 |
| Property Address | 209 CROSS RD, ACWORTH, GA 30102-1349 |
| Document Number | 0148462161 |
| Book / Page | 14846 / 2161 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023-000090 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 CROSS RD, ACWORTH, GA 30102-1349 |
| Document Number | 2023000332 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 2023000332 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE GA |
| Recording Date | Dec 30, 2022 |
| Property Address | 209 CROSS RD, ACWORTH, GA 30102-1349 |
| Document Number | 0148462161 |
| Book / Page | 14846 / 2161 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023-000090 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 CROSS RD, ACWORTH, GA 30102-1349 |
| Document Number | 0148462163 |
|---|---|
| Date | Jan 5, 2023 |
| Book Page | 0000014846/0000002163 |
| Instrument | 2023000332 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE GA |
| Recording Date | Sep 1, 2022 |
| Property Address | 209 CROSS RD, ACWORTH, GA 30102-1349 |
| Document Number | 0148202091 |
| Book / Page | 14820 / 2091 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 2022-010577 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE GA |
| Property Address | 209 CROSS RD, ACWORTH, GA 30102-1349 |
| Document Number | 0144790763 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 209 CROSS RD ACWORTH GA 301021349, ACWORTH, GA 30102-1349 |
| Document Number | 0144790763 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 014479/000763 |
| Name | MILEND |
|---|---|
| Address | ALPHARETTA, GA 30009 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE GA |
| Property Address | 209 CROSS RD, ACWORTH, GA 30102-1349 |
| Document Number | 0144242518 |
| Instrument Date | Oct 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 209 CROSS RD ACWORTH GA 301021349, ACWORTH, GA 30102-1349 |
| Document Number | 0144242518 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 014424/002518 |
| Name | MILEND |
|---|---|
| Address | ALPHARETTA, GA 30009 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 12, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHEROKEE GA |
| Recording Date | Mar 13, 2018 |
| Property Address | 209 CROSS RD, ACWORTH, GA 30102-1349 |
| Document Number | 0142540326 |
| Book / Page | 014254 / 000326 |
| Instrument Date | Mar 1, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 285 PARKWAY 575 WOODSTOCK GA 301886421, WOODSTOCK, GA 30188-6421 |
| Investor | Possibly a Property Investor |
| Document Number | 142540326 |
|---|---|
| Date | Mar 13, 2018 |
| Book Page | 014254/000326 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE GA |
| Property Address | 209 CROSS RD, ACWORTH, GA 30102-1349 |
| Document Number | 0141660175 |
| Book / Page | 014166 / 000175 |
| Instrument Date | Mar 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 209 CROSS RD ACWORTH GA 301021349, ACWORTH, GA 30102-1349 |
| Document Number | 0141660175 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 014166/000175 |
| Instrument | 10875 |
| Name | MILEND |
|---|---|
| Address | ATLANTA, GA 30350 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 30, 2047 |
The 2025 property tax bill for 209 Cross Rd was $4,191 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,191.00 Homeowner's exemption | $172,920 Land $32,000 Building $140,920 | $432,300 Land $80,000 Building $352,300 |
| 2023 | $156,000 (+29.48%) Land $29,932 Building $126,068 | $390,000 (+29.48%) Land $74,830 Building $315,170 | |
| 2022 | $3,198.00 Homeowner's exemption | $120,480 Land $24,000 Building $96,480 | $301,200 Land $60,000 Building $241,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 209 Cross Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 Cross Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE COUNTY serves 224,427 people · EPA ID GA0570002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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