209 Cottswold Dr, Delaware, OH 43015 Property Records

Delaware County property record for 209 Cottswold Dr, Delaware, OH 43015 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,230 sqft · built 1972
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Mar 2025)
Tax Bill	$5,364 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`419-123-12-017-000`

Property Details

APN / Parcel Number

Primary APN	`419-123-12-017-000`
Alternative APN	`144642.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,230 sqft Living Area
Gross Area	3,282 sqft
1st Floor Area	1,204 sqft
Upper Floors Area	1,026 sqft
Basement Area	602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	175 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	30 sqft
Deck Area	56 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	209 COTTSWOLD DR
City	DELAWARE
State	OH
Zip	43015-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3865
Legal Subdivision	WEDGEWOOD SEC 02
Legal Lot Number	3865
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2000
Census Tract	12200

Owner

Source: Delaware County records · APN 419-123-12-017-000

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 8800, DAYTON, OH 45401-8800
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 05, 2023	Deed of Trust, Mortgage · Conventional Mortgage CME FCU
Aug 22, 2022	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jan 10, 2020	Fiduciary Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Prior Sale	Aug 22, 2022 · Amount on Record
Deed Document Number	20256429
Deed Book / Page	2146 / 87
Prior Transfer Date	Dec 17, 2004
Prior Transfer Doc	0000001133
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	209 COTTSWOLD DR, DELAWARE, OH 43015-2815
Transaction Type	Mortgage
Record Updated	Sep 20, 2023
Title Company	HALLMARK TITLE, HALLMARK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 COTTSWOLD DR, DELAWARE, OH 43015-2815

Mortgage

Document Number	0000018904
Date	Sep 05, 2023
Book Page	2051/1980
Instrument	202300018904

Lender

Name	CME FCU
Type	Credit Union
Address	COLUMBUS, OH 43215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.95%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.95%
Index	1-Year CMT
Max Rate	10.9%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 22, 2022
Property Address	209 COTTSWOLD DR, DELAWARE, OH 43015-2815
Document Number	0000025170
Book / Page	1986 / 2260
Map Reference	MB 7 PG 321
Instrument Date	Jul 05, 2022
Instrument	202200025170
Transaction Type	Transfer
Record Updated	Sep 01, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	209 COTTSWOLD DR, DELAWARE, OH 43015-2815

Mortgage

Document Number	0000025171
Date	Aug 22, 2022
Instrument	202200025171

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

January 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	DELAWARE OH
Recording Date	Jan 10, 2020
Property Address	209 COTTSWOLD DR, DELAWARE, OH 43015-2815
Document Number	0000001262
Book / Page	1693 / 2225
Map Reference	MB 7 PG 321
Instrument Date	Jan 08, 2020
Instrument	202000001262
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	LAWYERS TITLE AGENCY OF DE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	209 COTTSWOLD DR, DELAWARE, OH 43015-2815

Mortgage

Document Number	0000001263
Date	Jan 10, 2020
Instrument	202000001263

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,364.00 (+5.36%)	$107,840 (-) Land $21,350 Building $86,490	$308,100 (-) Land $61,000 Building $247,100
2024	$5,091.00 (-0.18%) Homeowner's exemption	$107,840 (-) Land $21,350 Building $86,490
2023	$5,100.00 Homeowner's exemption	$107,840 Land $21,350 Building $86,490	$308,100 Land $61,000 Building $247,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (39041C), updated June 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390410122002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 294 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, AT&T, Frontier, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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